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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,054 reviews, last reviewed 23rd Apr 2026
2974700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent interface and consumer protection Excellent interface and consumer protection Reviewed on: 23rd April 2026
Gary S's avatar
Gary S

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83054)

Very easy to get set up very easy to use convenient...

5
Very easy to get set up very easy to use convenient when making purchases Reviewed on: 31st May 2024
Mike R's avatar
Mike R

Best experience of my life

5
Awesome experience with PayPal, really blew my mind Reviewed on: 31st May 2024
Ian b's avatar
Ian b

Happy customer

4
Every time I use PayPal credit it’s so quick and easy Reviewed on: 31st May 2024
Andrea B's avatar
Andrea B

Easy to set up and pay in three very handy...

5
Easy to set up and pay in three very handy Reviewed on: 31st May 2024
Sam T's avatar
Sam T

Very helpful.

5
Very helpful. Helped me a lot when I needed to purchase an item but didn't have the money right away Reviewed on: 31st May 2024
Renkelly's avatar
Renkelly

Excellent

5
Always excellent service, if any payment queries they are quick to respond. Simple to set up and very easy payment system Reviewed on: 31st May 2024
Carla F's avatar
Carla F

An excellent service.

5
An excellent service. I have 100% confidence in the service provided. Thank you Reviewed on: 31st May 2024
Michael Daw's avatar
Michael Daw

Easy to use

5
Easy to use, great deals on and easy to spread payments. Great credit facility. Reviewed on: 31st May 2024
Kara W's avatar
Kara W

Good for credit rating boost.

5
Good for credit rating boost. Also great for those pay in 3 steps for holidays etc Reviewed on: 31st May 2024
Joshua Clayton's avatar
Joshua Clayton

PayPal has been there for me when other lenders have...

5
PayPal has been there for me when other lenders haven't. I have been able to get food from Iceland when we've had nothing. Without paypal things would've been much tougher. They trusted me to pay my bills; and I proved I can, when no other lender gave me that chance. Reviewed on: 31st May 2024
Kelly 's avatar
Kelly

Review PayPal: PayPal Credit now

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