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PayPal: PayPal Credit reviews

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4.90
Based on 83,150 reviews, last reviewed 23rd Apr 2026
2983500% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really happy that I have Paypal Credit. Really happy that I have Paypal Credit. It makes it easier to buy things quickly especially using the interest free options. Transactions always goes ... Read more Reviewed on: 23rd April 2026
Jax's avatar
Jax

Latest lowest rating:

1

PayPal I can’t trust now I transferred £10 to my pay... PayPal I can’t trust now I transferred £10 to my pay pal account and on 3 seperate occasions it transferred £210 no explanation just did it even thoug... Read more Reviewed on: 23rd April 2026
Daz H's avatar
Daz H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83150)

PayPal credit is easy to access and use.

5
PayPal credit is easy to access and use. Reviewed on: 31st May 2024
Theresa M's avatar
Theresa M

Easy to use and dependable .

5
Easy to use and dependable . Apps is not complicated to use Reviewed on: 31st May 2024
Jon A's avatar
Jon A

Fantastic for those emergency buys...

5
PayPal is a brilliant tool for those emergency buys before payday and the availability to pay off over four months can be really helpful for those moments when you have an emergency such as in the need of new appliances. It’s fantastic and very reliable. Reviewed on: 31st May 2024
Georgina R's avatar
Georgina R

Verry handy and reliable.

5
Verry handy and reliable. Easy access, good terms and plenty of places when we can use it Reviewed on: 31st May 2024
Mars's avatar
Mars

Its the more secure way of transferring funds

5
Its the more secure way of transferring funds Reviewed on: 31st May 2024
Punerdeep K's avatar
Punerdeep K

I have used PayPal for years

5
I have used PayPal for years and they have always been great and helpful in protecting my money when I've had issues. Reviewed on: 31st May 2024
Callum Gray's avatar
Callum Gray

It’s extremely easy to use, and manage payments etc.

4
It’s extremely easy to use, and manage payments etc. only drawback is that it doesn’t contribute to your credit score Reviewed on: 31st May 2024
Ryan J's avatar
Ryan J

Regular user of PayPal credit and PayPal.

5
A regular user of PayPal credit and PayPal. Easy to use. Widely accepted. Brilliant service. Reviewed on: 31st May 2024
Chris M's avatar
Chris M

It's a benefit that I enjoy every time

5
It's a benefit that I enjoy every time Reviewed on: 31st May 2024
Adrian Caraconcea's avatar
Adrian Caraconcea

Increase credit score and spread costs.

5
I use PayPal Credit quite frequently each year. It’s great being able to pay off items in 4 months with 0% as it helps my credit score. It also gives me that added protection when ordering online. It helps spread the cost of purchases and I can pay it off whenever I like within the 4 months. I’ve rarely had to contact support as it just works. I have recommended to those who I know are good with borrowing as its a great way to make big purchased easier. Reviewed on: 31st May 2024
GraphicsPAD's avatar
GraphicsPAD

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