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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145420 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145420)

Helps spread the cost

Always has good offers and helps spread the cost. Awesome company even with gather money for a good cause. Reviewed on: 17th April 2026

Very good easy to use good rates

Very good easy to use good rates Reviewed on: 17th April 2026

Pay Pal is a easy way to pay and resive...

Pay Pal is a easy way to pay and resive money Reviewed on: 17th April 2026

Very good and wonderful experience

Very good and wonderful experience Reviewed on: 17th April 2026

Offers good payment plan options and easy to use.

Offers good payment plan options and easy to use. App is clear to understand and useful. Reviewed on: 17th April 2026

Never had a issue even if dont understand they so qu...

Never had a issue even if dont understand they so quickly sort it out Reviewed on: 17th April 2026

I value the security that PayPal offers for all tran...

I value the security that PayPal offers for all transactions and I really like the 0% pay in 3 option. It's easy to use and I have PayPal iny wallet Reviewed on: 17th April 2026

Pay with PayPal and your always protected and PayPal...

Pay with PayPal and your always protected and PayPal credit has always been there when ive been in a pinch Reviewed on: 17th April 2026

100% the worlds best financial provider

100% the worlds best financial provider can’t even fathom how much PayPal credit has helped me gain a lot more understanding on how to use my credit online they are some tricky parts to get through on the app but that’s no problem the team couldn’t fix got instant help with making repayments back was able to afford things when I didn’t have it at the time. Also not to mention the 4month of 0% interest off that was a big start to help you get on the move with using PayPal credit provided me with so much leeway not an excuse but a big help with managing my money being able to afford repayments so guys 100% look into PayPal credit Reviewed on: 17th April 2026

Shopping with peace in mind

It's great to know that you're covered if they are any issues. Reviewed on: 17th April 2026

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