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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145425 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145425)

Easy to used, check and clearly read

Easy to used, check and clearly read Reviewed on: 17th April 2026

Always there when you need them.

Always there when you need them. Excellent service. Thanks Rob Reviewed on: 17th April 2026

Effortless money management options

Effortless to use. Give a great sense of security that payments made and received are safe from fraud and scams. PayPal credit and pay in 3 are very useful to help spread the cost of larger items. These options allow for better money management and peace of mind. Reviewed on: 17th April 2026

Financial control using the power of Pay Pal

The best thing about Pay Pal is the fact that you have finance in your pocket. I’ve even thought of getting rid of my credit card to use PP as I purchase most things online. The ability to give you fast decisions for finance purchases has lead me to be a long term customer and the options like Pay in 3 and good interest rates has given me more buying power. Reviewed on: 17th April 2026

Very good.

Very good. Easy transactions and gives time to pay with no interest. Reviewed on: 17th April 2026

Varying degrees of reliability.

Varying degrees of reliability. Not totally satisfied in how they deal with disputes. Reviewed on: 17th April 2026

Very cool transaction and fast and smooth payments

Very cool transaction and fast and smooth payments Reviewed on: 17th April 2026

Amazing recommendated to family and friends

Amazing recommendated to family and friends Reviewed on: 17th April 2026

PayPal offers fantastic options with your money!

PayPal is fantastic and I love to use it when I can. It’s often my preferred choice of payment, especially when I can pay in three (months) with 0% interest, it gives me the freedom to pay back an expensive item and spread out the cost. It’s also easy for transferring money to friends and using to pay charity donations. Reviewed on: 17th April 2026

Easy to use and simple and it is quick to have lots...

Easy to use and simple and it is quick to have lots of different options. Such as credit card, or 3in1 payments is good Reviewed on: 17th April 2026

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