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PayPal: PayPal Credit reviews

4.90
Based on 83,238 reviews, last reviewed 23rd Apr 2026
2991200% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's nice useful and convenient. It's nice useful and convenient. Helpful for everyday purchases Reviewed on: 23rd April 2026
Billal Hussain's avatar
Billal Hussain

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026
Wilson 's avatar
Wilson

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83238)

Great an easy to use every time

5
Great an easy to use . Will keep on using Reviewed on: 31st May 2024

Great company & very easy to use!

5
Great company & very easy to use! Always know your money is safe. Reviewed on: 31st May 2024

Safe and always available

5
It works always. I feel safe with Paypal Reviewed on: 31st May 2024

Pay pal credit is amazing

5
Really useful around Christmas time. The PayPal credit is amazing Reviewed on: 31st May 2024

Best and reliable to pay with PayPal very good

5
I let’s a really nice and safe experience using PayPal Reviewed on: 31st May 2024

PayPal is so safe and easy to use.

5
PayPal is so safe and easy to use. Perfect for everyday use or special occasions. I would recommend this to anyone Reviewed on: 31st May 2024

Never had any issues and app is easy to use...

5
Never had any issues and app is easy to use Reviewed on: 31st May 2024

Great app

5
safe and reliable app, I feel that the app provides security when I am unsure about paying for any products. Reviewed on: 31st May 2024

Great Services

5
I've used PayPal credit quite a few times now and it really helps when I need to purchase something but don't quite have enough to cover it . The terms are also very good even if you don't manage to pay back fully in the time you get. I recommend to anyone who uses PayPal and can get the finance option. Reviewed on: 31st May 2024

Great utility

5
Amazing if you need money quick and great apr Reviewed on: 31st May 2024

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