Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145428 reviews)

View other PayPal products

4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145428)

Makes purchasing easy and very convenient.

Makes purchasing easy and very convenient. Customer service is very helpful and it's comforting to know that if I have a problem that they are happy and capable of resolving it. Reviewed on: 17th April 2026

Excellent experience

Excellent experience, always available for all your needs. Reviewed on: 17th April 2026

Love PayPal

Love PayPal pay in 3 and PayPal credit, makes purchasing really easy and a great way to spread the cost without charges Reviewed on: 17th April 2026

Excellent, easy to access service for purchases

Excellent, easy to access service which. Makes buying items on the internet as simple as it gets. That coupled with the credit or 3 easy payments the service is second to none. Reviewed on: 17th April 2026

Easy pay, great rewards, everyone should get paypal

Easy pay, great rewards, everyone should get paypal Reviewed on: 17th April 2026

Good flexible payment options

Good flexible payment options great online service Reviewed on: 17th April 2026

Will like my credit limit increased

Will like my credit limit increased Reviewed on: 17th April 2026

I have used PayPal from the very beginning, and they...

I have used PayPal from the very beginning, and they have never done me wrong once, I think it is the safest way to buy anything online. Reviewed on: 17th April 2026

Having a paypal credit helps my financial stability...

Having a paypal credit helps my financial stability a lot and it doesn’t give me much pressure to pay all of in one go. There’s so much benefits and options for you. They have a best customer service as well! I would definitely recommend it to everyone Reviewed on: 17th April 2026

All round great service

All round great service cant speak more highly Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76394 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub