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PayPal: PayPal Credit reviews

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4.90
Based on 83,332 reviews, last reviewed 23rd Apr 2026
3000400% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent experience, brilliant for saving money Excellent experience, brilliant for saving money Reviewed on: 23rd April 2026
Hristo K's avatar
Hristo K

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026
Wilson 's avatar
Wilson
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83332)

Ease of access

5
Ease of access, user-friendly, prompt response, credit allowance Reviewed on: 31st May 2024
Swee's avatar
Swee

Phone purchase

5
I used paypal credit to by a phone ,it was much cheaper buying directly from the makers and they used PayPal as one of the payment options. Reviewed on: 31st May 2024
Tony's avatar
Tony

Hassle free payments , quick processing, easy to acc...

5
Hassle free payments , quick processing, easy to access, good payback offers and rates Reviewed on: 31st May 2024
kathyd's avatar
kathyd

PayPal Credit - flexible and easy

5
In my opinion PayPal credit is the most flexible and easy to use credit service out there. Managing is easy within the app or online, simple interface and straightforward payment plans. It's really handy to have multiple payment options, spreading the cost over longer or defined periods really helps with the budget when the unexpected happens. Reviewed on: 31st May 2024
Daniel Smith's avatar
Daniel Smith

easy use for payments

5
easy use for payments and send money for your relatives. Reviewed on: 31st May 2024
E Hamilton's avatar
E Hamilton

Trustworthy

5
Find PayPal so easy to use and shop online 90percent of time as it uses PayPal Reviewed on: 31st May 2024
Leanne R's avatar
Leanne R

Always great and efficient service from Paypal.

5
Always great and efficient service from Paypal. Always available to help & easy to use app. Reviewed on: 31st May 2024
Laura G's avatar
Laura G

I have been using PayPal for several years now and I...

5
I have been using PayPal for several years now and I have found it very useful and secure and safe. And very easy to use. Reviewed on: 31st May 2024
Audrey Woolcock's avatar
Audrey Woolcock

Straight forward and simple money processing.

5
Straight forward and simple money processing. Also it’s all so streamlined when making payments or connecting from different devices Reviewed on: 31st May 2024
Jeremiah G's avatar
Jeremiah G

They are the best.

5
They are the best. I introduce more than 10 family and friends join PayPal credit Reviewed on: 31st May 2024
Park T's avatar
Park T

Review PayPal: PayPal Credit now

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