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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145429)

Always feel safe and protected, any problems have be...

5
Always feel safe and protected, any problems have been sorted Reviewed on: 17th April 2026

Great aid

5
PayPal are there to help bridge the cash bridge till payday Reviewed on: 17th April 2026

Good value

4
Convinient for online shopping, easy to use Reviewed on: 17th April 2026

Technophobe

5
I find it difficult to get into my account, it all seems to have changed since I received PayPal debit card, I haven't used it as yet, don't even know if its been activated. Reviewed on: 17th April 2026

Very Easy to pay and safe recommended

5
Very Easy to pay and safe recommended Reviewed on: 17th April 2026

Save, user friendly, and very reliable

5
Save, user friendly, and very reliable Reviewed on: 17th April 2026

Enjoy using Paypal especially on purchases comes rea...

5
Enjoy using Paypal especially on purchases comes really handy that I can spread the payment with the payment in 3 and the 4 month interest free for payment with Paypal credit. Never had an issue when paying online most reliable payment for purchases online. Reviewed on: 17th April 2026

Best customer service and policy

5
Best customer service and you always get value for money. Easy payment plans like the pay in 3 terms. Reviewed on: 17th April 2026

Feel safe with payments

5
I like to be safe with you when I am making payments Reviewed on: 17th April 2026

PayPal makes my purchases feel safe.

5
PayPal makes my purchases feel safe. Reviewed on: 17th April 2026

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