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PayPal: PayPal Credit reviews

4.90
Based on 83,420 reviews, last reviewed 23rd Apr 2026
3008700% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great useable. Great useable.It makes it repayment easier for to link your bank. Reviewed on: 23rd April 2026
Samuel B's avatar
Samuel B

Latest lowest rating:

2

PayPal credit is great where it's accepted. BUT PayPal credit is great where it's accepted, but if you try and use the card somewhere it’s not…. well, just don’t do it on anything you really want. Y... Read more Reviewed on: 23rd April 2026
MattL's avatar
MattL

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (83420)

Used it for a buyin 3 that also gave me an extra dis...

4
Used it for a buyin 3 that also gave me an extra discount. Loved it. Reviewed on: 1st June 2024

Best transaction service provider

3
I feel safe while doing any sort of transaction as I feel .. PayPal will take care my money until my task accomplished Reviewed on: 1st June 2024

Used on a number of occasions without issue.

5
Used on a number of occasions without issue. Reviewed on: 1st June 2024

Easy to use and manage.

5
Easy to use and manage. It works all of the online shops and it is very safe Reviewed on: 1st June 2024

I'm very happy with PayPal credit

5
I'm very happy with PayPal credit Reviewed on: 1st June 2024

I find Paypal easy to use and safe and secure

5
I find Paypal easy to use and safe and secure Reviewed on: 1st June 2024

Excellent

5
Quick and efficient app and allows you to spread the cost interest free! Reviewed on: 1st June 2024

Always been very handy

5
Always been very handy. Can help you In many ways in time of need Reviewed on: 1st June 2024

Great service and easy to use.

5
Great service and easy to use. Secure way to transact online. Reviewed on: 1st June 2024

100% recommended.

5
100% recommended. Helps me alot throughout. Love the idea of paying in 4 months time without paying any interest. Reviewed on: 1st June 2024

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