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PayPal: PayPal Credit reviews

4.90
Based on 100,843 reviews, last reviewed 7th May 2026
2308100% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All positive All positive . Good service . Can’t say anything negative Reviewed on: 7th May 2026
Colin C's avatar
Colin C

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100843)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Really happy with them they have been a lifeline whe...

4
Really happy with them they have been a lifeline when I needed to make payments over a time rather than all in one go Reviewed on: 4th May 2026

Always a good experience and very helpful.

5
Always a good experience and very helpful. Reviewed on: 4th May 2026

Secure and reliable payments

4
Secure and reliable payment service. It is a good peace of mind wherever you see the paypal logo for check out, you pay using the service with confidence.Have use it for many years and always in secureness. Reviewed on: 4th May 2026

Best app. Pay in 3 is a game changer

5
Best money management. I love this. Reviewed on: 4th May 2026

good service and commication.

5
good service and commication.i like using it Reviewed on: 4th May 2026

I had a very good experience with paypal for years.

5
I had a very good experience with paypal for years.. only one time when I was going through finance difficulties.. I was not able to pay my credit on time.. and paypal wiped all the credit that the offed me.. from £1000 to £0. Even with that i never stop using paypal, u believe it was my fault to why my credit account was closed.. I feel safe with PayPal thats why i continue using it. Reviewed on: 4th May 2026

So easy to use - never had any problems at all - tha...

5
So easy to use - never had any problems at all - thank you Reviewed on: 4th May 2026

Easy to use.

5
Easy to use. Any issues I've had, PayPal have resolved it, with good communication. Reviewed on: 4th May 2026

Great financial tool

5
Very good financial tool to work with Reviewed on: 4th May 2026

Usage of PayPal and the customer service provided wa...

4
Usage of PayPal and the customer service provided was excellent. No unnecessary delay and I was well addressed Reviewed on: 4th May 2026