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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144317 reviews)

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4.73

Based on 144,317 reviews, last reviewed 22nd Jun 2026

4297500% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use, hassle free and convenient. It’s easy to use, hassle free and convenient. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144317)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

just gr8

trust paypal no one better world wide service transfer money any country with no probs at all . Reviewed on: 13th June 2026

Customer service is appalling and should never be ov...

Customer service is appalling and should never be overseas Reviewed on: 13th June 2026

A fantastic service!

I have moved over to PayPal for both of my cards as they are easy to use and have great rewards. It is great to have everything on one app. Reviewed on: 13th June 2026

Amazing experience

Always had a great experience with paypal, customer service is great and helps when needed. I love the new points system when purchasing products with paypal. Reviewed on: 13th June 2026

PayPal is easy to use as well as buyer protection

PayPal is easy to use, quick to set up, and makes online payments simple. I especially like the buyer protection, which gives extra peace of mind when shopping online. A reliable and convenient payment method that I use regularly. Reviewed on: 13th June 2026

Excellent service, Used this product often and never...

Excellent service, Used this product often and never any issues. Certainly recommend this to everyone. Reviewed on: 13th June 2026

PayPal is easy to use and easy to pay back...

PayPal is easy to use and easy to pay back Reviewed on: 13th June 2026

PayPal champions customers

PayPal sorts my issue with a difficult seller. Reviewed on: 13th June 2026

Definitely a recommended Credit provider

I've been using PayPal Credit for a number of years now and it's been really helpful when it comes to big purchases, where I can spread the cost via pay monthly or PayPal in 3. Also interest rates are low compared to other credit companies. I definitely recommend PayPal Credit over other credit providers. Also PayPal has buyer protection via their resolution centre for when a purchase goes wrong, which I've had to use a couple of times and PayPal have quickly resolved the situation and issued a refund. 10/10 PayPal. Reviewed on: 13th June 2026

Ease if use on app and Safe

I use whenever I shop on line I find the app easy to use and I feel safe using PayPal . Reviewed on: 13th June 2026

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