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PayPal: PayPal Credit reviews

4.73
Based on 142,839 reviews, last reviewed 19th Jun 2026
4230550% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and secured, i can buy with confidence that my... Easy and secured, i can buy with confidence that my financial data is not leaked. Reviewed on: 19th June 2026
Sasha 's avatar
Sasha

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142839)

Very helpful service, great way to spread out the pa...

5
Very helpful service, great way to spread out the payments for high value purchase transactions Reviewed on: 16th April 2026

positive experience

4
I've had positive experience and my emails are usually answered within reason. Reviewed on: 16th April 2026

Always trustworthy

5
When I had a problem with a credit payment on the account customer service was quick and efficient. never had a problem with PayPal since I am a customer 5+ years Reviewed on: 16th April 2026

Easy to use and track, I like that you can schedule...

5
Easy to use and track, I like that you can schedule payments months in advance Reviewed on: 16th April 2026

Simple process with good payment options

5
Simple process with good payment options Reviewed on: 16th April 2026

I always use PayPal when shopping on line if available.

5
I always use PayPal when shopping on line if available. It gives me peace of mind and removes the dangers of scamming. I also use it to transfer money to friends and family. It is quick and easy to use. The only improvement I could suggest is more information on my bank statement so it is easier to tie up. It only provides the PayPal reference and not the party paid Reviewed on: 16th April 2026

PayPal is excellent

5
Very good easy to use and helps if you can't pay for purchases straight away and need to make monthly payments and even offers interest free payments. Reviewed on: 16th April 2026

An easy form of payment, handy and good options for...

5
An easy form of payment, handy and good options for repayment with no penalties for paying back early Reviewed on: 16th April 2026

Very convenient and safe to use, using PayPal is alw...

5
Very convenient and safe to use, using PayPal is always a must for me. Reviewed on: 16th April 2026

Always had excellent service from Paypal and any iss...

5
Always had excellent service from Paypal and any issues have been dealt with promptly and efficiently Reviewed on: 16th April 2026

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