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PayPal: PayPal Credit reviews

4.73
Based on 143,971 reviews, last reviewed 21st Jun 2026
4281850% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 and Credit are great helpful services Pay in 3 and Credit are great helpful services Reviewed on: 21st June 2026
Adam M's avatar
Adam M

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143971)

No problem.,recommend..

5
Wery happy... Recommending fo ol my friends and family members. Reviewed on: 12th June 2026

Great convenience, Flexible cash.

5
Great convenience flexible cash. Love using PayPal it’s also safe and secure peace of mind for purchasing goods online Reviewed on: 12th June 2026

It offers flexibility in the payments

5
It offers flexibility in the payments Reviewed on: 12th June 2026

Very good service.

5
Very good service. Realy easy to use , always fast and comfortable Reviewed on: 12th June 2026

Very easy to use I have never had an issue...

5
Very easy to use I have never had an issue Reviewed on: 12th June 2026

An excellent feature that just plain and simply put...

5
An excellent feature that just plain and simply put comes in handy when you need it most! Using the app you’re able to keep an eye on what you owe, and easy to make extra payments off the balance as well as having a direct payment every month. Reviewed on: 12th June 2026

All's Good 1st class service,,,,,

5
All's Good 1st class service,,,,,, Reviewed on: 12th June 2026

Everything so fast and clear always there when you n...

5
Everything so fast and clear always there when you need it and you can always rely on it one step away all the time hey Paul so secure and it gives you a piece of mind Reviewed on: 12th June 2026

PayPal Credit has completely transformed my shopping...

5
PayPal Credit has completely transformed my shopping experience. It has made it incredibly convenient to shop using credit, as this option is now available at almost every retailer I visit. The best part is that I no longer have to repeatedly enter my credit card information or personal details for each transaction. With just a simple click, I can check out using PayPal, which eliminates the hassle and adds a layer of security. In today's fast-paced world, if someone is still going through the lengthy process of using a credit card and manually entering all their information, I would say they're missing out on a more efficient way of shopping. Additionally, the 4-month interest-free credit feature is a fantastic benefit that allows me to spread out my expenses without incurring extra costs. Overall, I'm really enjoying the advantages that PayPal Credit brings to my shopping routine! Reviewed on: 12th June 2026

Always good never have any problems

5
Always good never have any problems Reviewed on: 12th June 2026

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