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PayPal: PayPal Credit reviews

4.90
Based on 101,259 reviews, last reviewed 7th May 2026
2327450% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had help when needed and hassle free usage. Always had help when needed and hassle free usage. No unnecessary marketing and easy app to use Reviewed on: 7th May 2026
Jo f's avatar
Jo f

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101259)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very good e-banking service

5
Very good e-banking service , I use it daily Reviewed on: 4th May 2026

Simple helpful

5
Simple helpful Convient i like how it makes it easier to manage finances i prefer using credit card but like the PayPal reward system so im glad I can utilise both now Reviewed on: 4th May 2026

Paypal credit experience

5
My experience with paypal credit has been splendid, it's made it much easier to m Reviewed on: 4th May 2026

Excellent service really easy to used

5
Excellent service really easy to used Reviewed on: 4th May 2026

Great so far, loved it.

5
Great so far, loved it. Much of assistance in day to day purchases and offers Reviewed on: 4th May 2026

Really easy to use , makes it easy to spread...

5
Really easy to use , makes it easy to spread the cost Reviewed on: 4th May 2026

Paypal recommended

5
Great to use and lots of options Reviewed on: 4th May 2026

Every time I have had to contact customer service th...

5
Every time I have had to contact customer service there has always been very short wait times to speak with a real person. All the agents I have spoken with have been exceptionally polite and helpful. I am enjoying using PayPal + and find the rewards of using the PayPal debit card for my purchases to be a real added bonus. Particularly when life is generally getting extremely expensive. Reviewed on: 4th May 2026

Always a good experience fast payment & suitable to...

4
Always a good experience fast payment & suitable to my requirements Reviewed on: 4th May 2026

I always find PayPal acts quickly and againt Fraud

4
I always find PayPal acts quickly and support the customers. I don't loss money using PayPal because of fraud Reviewed on: 4th May 2026