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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137854 reviews)

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4.73

Based on 137,854 reviews, last reviewed 13th Jun 2026

4003600% increase in 5 star reviews

in the past 90 days

11300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The perfect financial safety net. love using PayPal Credit for unexpected costs or bigger investments. The digital application was instant, and the interest-free periods give me the fl... Read more Reviewed on: 13th June 2026

Latest lowest rating:

1

I winet too work money because my family is po... I winet too work money because my family is pour so Reviewed on: 13th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (137854)

Totally recommend

I often use PayPal credit when buying items that cost that little bit more than I am willing or able to part with in one go. It allows me to split the payment over a few interest free relieving financial pressure. I would genuinely be lost without it as it has helped me cover the cost of some really important things from my baby’s pram to flights for my husband and I, and everything in between. I would really recommend it to anyone! Reviewed on: 14th April 2026

Overall good and providing various services

Overall good and providing various services Reviewed on: 14th April 2026

Very good safe and quick for payment

Very good safe and quick for payment Reviewed on: 14th April 2026

Have had no issues, great offers and easy to use...

Have had no issues, great offers and easy to use Reviewed on: 14th April 2026

No money

I like it because it fits in with my life because I can buy things I need and pay later Reviewed on: 14th April 2026

Easy to use.

Easy to use. Feel safe when make payments online. Reviewed on: 14th April 2026

Easy to access

Easy to access-Paypal Credit is a great way to monitor my spending and it's very secure . Reviewed on: 14th April 2026

Great app and great instalment options

The app is so easy to use and the pay in three installments interest free option is great Reviewed on: 14th April 2026

Long time user.

Been using PayPal for years, always been excellent. Reviewed on: 14th April 2026

Excellent Paypal

Good and easy to use i’ve never had any problems Reviewed on: 14th April 2026

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