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PayPal: PayPal Credit reviews

4.73
Based on 137,894 reviews, last reviewed 13th Jun 2026
4005600% increase in 5 star reviews
in the past 90 days
11300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great company Pay pal is a creat way to buy online, and you can pay it off every month it’s a good benefit to have if you can’t pay what you want to buy up front. N... Read more Reviewed on: 13th June 2026
Debbie 's avatar
Debbie

Latest lowest rating:

1

I winet too work money because my family is po... I winet too work money because my family is pour so Reviewed on: 13th June 2026
zebiba e's avatar
zebiba e

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137894)

Excellent facility to use spreads the cost to suit y...

5
Excellent facility to use spreads the cost to suit yourself so convenient Reviewed on: 14th April 2026

Most of the time I've had good customer service from...

5
Most of the time I've had good customer service from PayPal. The occasional time I've had issues having my call going to the wrong department in spite of me selecting the correct options. Overall, I've been happy using PayPal for all these years. Reviewed on: 14th April 2026

Brilliant

5
Fantastic PayPal are always sending reminders and easy to use thank you would recommend Reviewed on: 14th April 2026

best decision...

5
I had PayPal for years and it was the best decision I made when I signed up . It help me out a lot of time With the PayPal card now it's a tumb up for me Reviewed on: 14th April 2026

Good service and love the flexibility

5
Good service and love the flexibility Reviewed on: 14th April 2026

My go to credit provider

5
I use PayPal as my go to credit provider for online purchases whenever possible. I feel it is a very secure method of payment and it gives me a choice of either paying in full or spreading the cost. Reviewed on: 14th April 2026

Excellent company

5
Excellent company, PayPal credit is great for if you need to buy an item now but can't afford it at the moment, also having your debit card linked to PayPal you can buy anything you need online without having to keep getting out your card details for each order as it is saved into your pay pal, A* Reviewed on: 14th April 2026

I have used PayPal for many years and recommend it t...

5
I have used PayPal for many years and recommend it to everyone. Anyone who wants to send me money I suggest setting up a PayPal account. It’s fast, easy and safe Reviewed on: 14th April 2026

Great comms and good value!

5
Great comms and good value! Great rates and app! Reviewed on: 14th April 2026

Very positive experience, very easy to navigate

5
Very positive experience, very easy to navigate Reviewed on: 14th April 2026

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