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PayPal: PayPal Credit reviews

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4.90
Based on 72,728 reviews, last reviewed 16th Apr 2026
2020300% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10 years happy customer Using PayPal for 10 years now, never failed me Reviewed on: 16th April 2026
Lazar's avatar
Lazar

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (72728)

great service

5
the service is easy, fast and reliable and the app is very simple to use. Reviewed on: 8th July 2022
Jordan's avatar
Jordan

Amazing and easy service

5
Offered a total of £2900, is bought a few items and kept up my repayamebts and PayPal increased my total allowance to 3900, more than happy with the service and will definitely use them in the future Reviewed on: 8th July 2022
Daryl hardie's avatar
Daryl hardie

Keep it going

5
You can get in touch with PayPal at any time thay can help you with any problem with your account and thay are very perlite to you so keep it up PayPal Reviewed on: 8th July 2022
Jan Lines's avatar
Jan Lines

Brilliant service, very borrower friendly

5
This service has a very comfortable rate, and never rob you like others do! I am always finance my holidays, air fare etc. with this service. Reviewed on: 8th July 2022
Alexandre Routchkine's avatar
Alexandre Routchkine

Lovely experience

5
Paypal is there for you if you need money, I love the fact that you do not pay ant interest on your borrowing money and also pay as much as you can ! Thanks Paypal, my pal! Reviewed on: 8th July 2022
b.byutzz@yahoo.co.uk's avatar
[email protected]

Hooray for 0% finance

5
PayPal credit is so easy, and ideal for those bigger purchases that you can spread over time without being charged interest! Life saver! Reviewed on: 8th July 2022
RebeeLou's avatar
RebeeLou

Very good Service

5
Nice and easy and simple very happy Reviewed on: 8th July 2022
Amir miah's avatar
Amir miah

Excellent offers and Customer Service

5
Brilliant to have the option of paying for various priced items. Interest free for 4 months etc. Would recommend helps to spread the cost and also the pay in 3 option under £99 is a benefit. Reviewed on: 8th July 2022
Jason's avatar
Jason

Easy and pain free

5
PayPal is already really accessible and globally used. So, it's an easy thing to get and use the credit. Interest free options help spread out the cost without paying an arm for the privilege. Reviewed on: 8th July 2022
Chris McMullon's avatar
Chris McMullon

Fantastic customer service

5
My experience with PayPal had been super good Reviewed on: 8th July 2022
Maudline Davies 's avatar
Maudline Davies

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