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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143932 reviews)

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4.73

Based on 143,932 reviews, last reviewed 21st Jun 2026

4280200% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All been good, no issues All been good, no issues and the service was quick to be up and running Reviewed on: 21st June 2026

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143932)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal helps with making payments.

PayPal helps with making payments. Buyer's protection is one of the features I love about PayPal, and I have recommended others to use PayPal because of this feature. Reviewed on: 12th June 2026

I don't get 0% interest for 4 months all the time.

I don't get 0% interest for 4 months all the time. And I don't understand the logic when it's available and when it isn't although I never missed a payment. Reviewed on: 12th June 2026

Valuable in every sense

Easy to use and understand in this busy world where time's very valuable. Reviewed on: 12th June 2026

Always happy to shop and pay with PayPal.

Always happy to shop and pay with PayPal. Love it my life is easier because of it! Reviewed on: 12th June 2026

Amazing very easy and straight forward

Amazing very easy and straight forward Reviewed on: 12th June 2026

Love using PayPal credit for purchase over £100 as I...

Love using PayPal credit for purchase over £100 as I feel that my money is protected, and I can pay it back in interest free instalments that suit me Reviewed on: 12th June 2026

It is very convenient to be able to use paypal credit.

It is very convenient to be able to use paypal credit. Great feeling safe when buying from sites the first time or on impulse. I would not buy from sites that don't take paypal payment. Reviewed on: 12th June 2026

PayPal is so easy to use

PayPal is so easy to use and the payments are very manageable. You can either pay it off in one or spread your payments Reviewed on: 12th June 2026

0% PayPal Credit

Używałem PayPal Credit wielokrotnie przy zakupach w internecie i opcja 0% przy spłacie w 3 miesiące jest godna polecenia. Reviewed on: 12th June 2026

Friendly, Fantastic and Fabulous.

My experience of the appropriate is that it is user friendly and easy to use. It helps with managing my finances properly and the clear instructions are very necessary to finish my transaction on time. The credit facility is super helpful in building a credit history. Reviewed on: 12th June 2026

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