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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (91996 reviews)

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4.91

Based on 91,996 reviews, last reviewed 1st May 2026

1901450% increase in 5 star reviews

in the past 90 days

10800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

An easy to understand credit process. An easy to understand credit process. Reviewed on: 1st May 2026

Latest lowest rating:

1

Pay pal charge twice and take interest for finished... Pay pal charge twice and take interest for finished transactions Reviewed on: 1st May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91996)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Would recommend

Very easy to use easy to understand and very helpful would highly recommend Reviewed on: 25th April 2026

Easy to handle, theres is bit delay on collection wh...

Easy to handle, theres is bit delay on collection which can cause invconvenience Reviewed on: 25th April 2026

The trustworthy way to buy online

I have been using PayPal for over 10 years and quite honestly, I wouldn’t buy online any other way. Any issues are always dealt with in a fair and efficient manner. The different ways of contacting customer service/support team is easy and convenient. Reviewed on: 25th April 2026

Easy very helpful and exquisite user friendly

Easy very helpful and exquisite user friendly Reviewed on: 25th April 2026

Highly recommended.

Always good and informative whenever I have an issue or question regarding my credit account. They go above and beyond to ensure you get the ins and outs of each outcome of your query or issue. Would highly recommend thinking about applying. Reviewed on: 25th April 2026

Feel safer using PayPal than giving out debit card d...

Feel safer using PayPal than giving out debit card details payment options are fantastic Reviewed on: 25th April 2026

Happy with paypal any probs are worked out

Happy with paypal any probs are worked out Reviewed on: 25th April 2026

like PayPal because it makes sending and receiving m...

like PayPal because it makes sending and receiving money feel simple and secure. Whether I’m shopping online or paying someone directly, everything happens quickly without needing to share my bank details every time, which gives me peace of mind Reviewed on: 25th April 2026

Super easy app, love PayPal

Super easy app and friendly staff love PayPal Reviewed on: 25th April 2026

Always my first go to.

Pay pal are an easy efficient way to spread the cost, they also give an extra layer of protection when I make a larger purchase, especially holidays. Pay in 3 is brilliant. The app is easy to navigate and use - even if there is an issue with the company you purchased from PayPal offers clear directions how to chase this or report it, Reviewed on: 25th April 2026

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