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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (98936 reviews)

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4.90

Based on 98,936 reviews, last reviewed 6th May 2026

2220900% increase in 5 star reviews

in the past 90 days

6250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The easiest to use credit option. PayPal credit has really been helpful to me over the last few years. I’ve used it to make larger purchases and it’s been a breeze to pay back. The app... Read more Reviewed on: 6th May 2026

Latest lowest rating:

1

I was not protected with a big purchase I made and c... I was not protected with a big purchase I made and customer service was not good with resolving as they offered. I have now paid my PayPal off and wil... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (98936)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent service.

Excellent service.helpful and convenience Reviewed on: 1st May 2026

I have more control how I spend my money

I have more control how I spend my money Reviewed on: 1st May 2026

I use it often to send money and spread the cost

I use it often to send money and for interest free spread the cost. I have t had to use customer service Reviewed on: 1st May 2026

I have good experience Very easy

I have good experience Very easy Reviewed on: 1st May 2026

A Convenient and Flexible Way to Manage Payments

I’ve had a great experience using PayPal Pay Later options, especially Pay in 3. It’s really convenient to split payments into smaller amounts without any interest, which makes managing money much easier. The process is quick, and everything is clearly shown in the app, so you always know when payments are due. PayPal Credit is also useful for larger purchases, especially with the interest-free period, but you do need to be careful to pay it off on time to avoid extra charges. Overall, it’s a reliable and flexible way to pay, and I would definitely recommend it to anyone who wants more control over their spending. Reviewed on: 1st May 2026

My item didn't turn up

My item didn't turn up and PayPal paid my back Reviewed on: 1st May 2026

always been one of the best web experiences

always been one of the best web experiences Reviewed on: 1st May 2026

Certainly worth a look

I've only used it a couple of times, but the experience was quick, seamless and painless Reviewed on: 1st May 2026

PayPal Credit is the best

PayPal is dead easy to use and with PayPal Credit I can get 4 months at 0% on all my larger purchases. Reviewed on: 1st May 2026

Shopping with PayPal

PayPal don't charge anything if you pay on time and they always let you know when you're payment is due they also give you longer to pay Reviewed on: 1st May 2026

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