Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143932 reviews)

View other PayPal products

4.73

Based on 143,932 reviews, last reviewed 21st Jun 2026

4280200% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All been good, no issues All been good, no issues and the service was quick to be up and running Reviewed on: 21st June 2026

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143932)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use and would use again

Easy to use and would use again Reviewed on: 12th June 2026

Easy to use with a vast amount of shopping options p...

Easy to use with a vast amount of shopping options plus great interest rates Reviewed on: 12th June 2026

I have been using PayPal for years now and will cont...

I have been using PayPal for years now and will continue to use it. It's a great way to pay for purchases using their 3 instalment plans quite and 4 months 0 interest. As a mother of two and working part time PayPal is always very handy. Thank you PayPal for this opportunity to help. Reviewed on: 12th June 2026

Excellent service , smooth transaction

Excellent service , smooth transaction Reviewed on: 12th June 2026

I like to providey jobb like a healthy growing expe...

I like to providey jobb like a healthy growing experience Reviewed on: 12th June 2026

Easy payments

Very easy to use. Very reliable. Reviewed on: 12th June 2026

Great easy to use service, would highly reccomend, h...

Great easy to use service, would highly reccomend, has a great variety of options from pay in 3 easy instalments if you don’t quite have the money at the time of purchase or has 4 months interest free credit option so you don’t pay any extra on your credit purchase if paid back within the 4 month time scale Reviewed on: 12th June 2026

paypal has been wonderful

It as been wonderful. The processes are lovely and smooth Reviewed on: 12th June 2026

Great service with great incentives.

Great service with great incentives. Enjoy using it especially the pay in 3 allows me time to pay for items, I cant pay for at the time of purchase. Reviewed on: 12th June 2026

To be honest I’m only reviewing PayPal to be entered...

To be honest I’m only reviewing PayPal to be entered into a £1k prize thingy, but that said they are quite good. Reviewed on: 12th June 2026

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3756 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub