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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120345 reviews)

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4.74

Based on 120,345 reviews, last reviewed 5th Jun 2026

3206750% increase in 5 star reviews

in the past 90 days

9550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Efficient and fast way to make purchases Easy and Efficient way to make purchases without the hassle of manually inputting my information. Having the option to choose PayPal pay in 3 or Paypa... Read more Reviewed on: 5th June 2026

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120345)

Excellent service.

Excellent service. Easy application process Reviewed on: 28th May 2025

I use the service and it does what it says on the bo...

I use the service and it does what it says on the box I have no issues with it the interest could be a little lower but that is my only stand out issue Reviewed on: 28th May 2025

No hassle and convenient - although i didn't need th...

No hassle and convenient - although i didn't need the credit it's useful to know it's available. Maybe reminders could be a bit more prominent, just in case a payment is forgotten. Reviewed on: 28th May 2025

I've always found PayPal easy to use, helpful and gi...

I've always found PayPal easy to use, helpful and gives me confidence Reviewed on: 28th May 2025

Works great

No issues at all. I find it works great for me with the pay in 3 options. I can shop the things I want without breaking the bank Reviewed on: 28th May 2025

Excellent payment facility

Excellent payment facility, that is widely accepted Reviewed on: 28th May 2025

Brilliant service with no problems

Brilliant service with no problems Reviewed on: 28th May 2025

PayPal & PayPal Credit are amazing !

I’ve been using PayPal for several years now, and I can confidently say it’s one of the most reliable and convenient online payment platforms available. The security of transactions is outstanding—every purchase feels safe, and in the rare case that something goes wrong, PayPal’s customer support is quick, helpful, and efficient. It’s reassuring to know that my financial information is never directly shared with sellers. One feature I especially appreciate is PayPal Credit. It has given me the flexibility to make larger purchases and pay over time, often with promotional interest-free periods. This has been a game-changer when managing my budget without sacrificing the things I need (or want!). The application process was simple, and the integration with my existing PayPal account makes everything seamless. Overall, PayPal and PayPal Credit have made online shopping smoother, safer, and more flexible. Highly recommended! Reviewed on: 28th May 2025

Great service, great help to me at a time when money...

Great service, great help to me at a time when money was needed. Reviewed on: 28th May 2025

I find the App very easy to understand and use.

I find the App very easy to understand and use. It’s easy to make payments and repayments Reviewed on: 28th May 2025

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