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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99965 reviews)

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4.90

Based on 99,965 reviews, last reviewed 6th May 2026

2268150% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Reliable for Larger Purchases and Helpful for Budgeting I use PayPal Credit infrequently, mainly for larger purchases, because I know I’m protected against fraud and can spread the cost over four months. It... Read more Reviewed on: 6th May 2026

Latest lowest rating:

2

Poor service / payment standards and website. Cant get to speak to a real person when wanting to know about a payment. Important point you try to save money on staff costs BUT the bot based assis... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (99965)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good, I love the interest free period, it gives time...

Good, I love the interest free period, it gives time to pay over a period of time Reviewed on: 2nd May 2026

PayPal is easy to use and any problems they are very...

PayPal is easy to use and any problems they are very easy to get hold of. Thank you PayPal Reviewed on: 2nd May 2026

satisfying

So completely satisfied with the way this has gone today Reviewed on: 2nd May 2026

Reliable and helpful

Reliable and have helped get my money refunded on one occasion ...great Reviewed on: 2nd May 2026

Excellent review

The experience was excellent.They are wonderful Reviewed on: 2nd May 2026

I use PayPal for about 2 decades - excellent...

I use PayPal for about 2 decades - service excellent , products very innovative and communication very friendly - however there was a purchase I made which turned out to be a scam and unfortunately it was not well handled by PayPal Customer service .But I still value all the excellent service and products .i will not give up on such a’handy’ service.Thank you PayPal for helping us , who are less or not productive because of ‘age’.. Reviewed on: 2nd May 2026

Very trustworthy

Very trustworthy I use paupal for all my purchases Reviewed on: 2nd May 2026

It's the best 0% finance lender I use.

It's the best 0% finance lender I use. I've managed to buy items over 48 months interest free credit. Crazy deal which made my monthly payments barely noticeable! Reviewed on: 2nd May 2026

PAYPAY CREDIT HELP ME WITH CREDIT WHEN I NEEDED IT M...

PAYPAY CREDIT HELP ME WITH CREDIT WHEN I NEEDED IT MOST.THEIR CUSTOMER SERVICE IS TOPNOTCH.VERT COURTIEOUS AND RESPECTIVE. Reviewed on: 2nd May 2026

I love pay in 3 interest free options !

I love pay in 3 interest free options ! I use it often and their credit option is great back up option too ! Reviewed on: 2nd May 2026

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