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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144493 reviews)

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4.73

Based on 144,493 reviews, last reviewed 22nd Jun 2026

4305500% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to apply for and use, comes in really handy for... Easy to apply for and use, comes in really handy for all different types of purchases and added safety on top Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144493)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Reliable always sorted issues for me with purchases

Reliable always sorted issues for me with purchases Reviewed on: 13th June 2026

So easy to use.

So easy to use. Great how it's Google pay compatible. Easy direct debits Reviewed on: 13th June 2026

Helps me Budget

I just find it easier to spread purchases and larger spends which helps me massively with budgeting Reviewed on: 13th June 2026

Whenever I’ve had a query, customer service have alw...

Whenever I’ve had a query, customer service have always got back to me asap. Reviewed on: 13th June 2026

Been with PayPal for over 10 years now.

Been with PayPal for over 10 years now. I think that speaks volumes itself Reviewed on: 13th June 2026

Never had a bad experience, always good and will hig...

Never had a bad experience, always good and will highly recommend Reviewed on: 13th June 2026

Just starting

I haven’t been with PayPal for long but so far the experience has been good Reviewed on: 13th June 2026

Always a positive experience when dealing with PayPa...

Always a positive experience when dealing with PayPal, and if any issues arise PayPal deals with them swiftly and effectively. I wouldn't want to shop without PayPal again! Reviewed on: 13th June 2026

I've had a good experience with PayPal.

"I've had a good experience with PayPal. The application process was straightforward, payments were easy to manage through my PayPal account, and the promotional financing options were helpful for larger purchases. As long as payments are made on time, it can be a convenient credit option Reviewed on: 13th June 2026

Especially since I’ve been using my PayPal credit ca...

Especially since I’ve been using my PayPal credit card it’s been a game changer. Having the ability to buy anywhere and not only pay using PayPal but also have the option of 4 months interest free is brilliant and has certainly changed the way I think about shopping now. Reviewed on: 13th June 2026

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