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PayPal: PayPal Credit reviews

4.90
Based on 100,090 reviews, last reviewed 6th May 2026
2273750% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good Paypal is easy to use and navigate its services Reviewed on: 6th May 2026
KIF's avatar
KIF

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026
Terence's avatar
Terence

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100090)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal credit offers pay in 3 and credit which is ex...

5
PayPal credit offers pay in 3 and credit which is excellent choice with interest free rates and flexible payments Reviewed on: 2nd May 2026

Highly recommended

5
PayPal is an excellent service and fully recommend it Reviewed on: 2nd May 2026

Always prompt with clear info in app and quick to re...

5
Always prompt with clear info in app and quick to respond to queries. Reviewed on: 2nd May 2026

Awesome and easy to use

5
Never really had a problem with PayPal its very easy to use Reviewed on: 2nd May 2026

Excellent

5
PayPal consistently offers excellent customer service. Reviewed on: 2nd May 2026

Long time happy customer

5
I have used PayPal for years now and pretty much every purchase I make online goes through them. Haven't had many issues when making purchases but the few times I have needed help getting a refund their customer service has always been great at getting everything straightened out. Reviewed on: 2nd May 2026

Paypal has assisted me severally to get my money fro...

5
Paypal has assisted me severally to get my money from fraudulent vendors and Paypal credit makes shopping more easy and tempting always. Reviewed on: 2nd May 2026

I've had a very good experience with PayPal.

5
I've had a very good experience with PayPal. Whenever I've had a problem with payments, they've always been able to help me. Reviewed on: 2nd May 2026

Impeccable

5
Always had top notch service and transactions go through smoothly. Any purchasing issues are dealt with swiftly Reviewed on: 2nd May 2026

Always felt financially safe and privacy is paramount

5
Always felt financially safe and privacy is paramount Reviewed on: 2nd May 2026