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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145417 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145417)

So easy to use, help at your finger tips

So easy to use, help at your finger tips Reviewed on: 16th April 2026

Love it!!

Have been using PayPal for over 20 years, it's great for shopping online and love that you can spread payments out. Reviewed on: 16th April 2026

A little frustrating when my bank debit card doesn’t...

A little frustrating when my bank debit card doesn’t always work when trying to add funds to my PayPal debit card. Reviewed on: 16th April 2026

Always great customer service money is always there...

Always great customer service money is always there and thousands of places accept paypal Reviewed on: 16th April 2026

Very good option for people, nice option for big pur...

Very good option for people, nice option for big purchase Reviewed on: 16th April 2026

OK so far no dramas easy to use and very straightfor...

OK so far no dramas easy to use and very straightforward Reviewed on: 16th April 2026

Cannot fault the service it is impeccable

Cannot fault the service it is impeccable Reviewed on: 16th April 2026

Very convenient to use.

Very convenient to use. Easy payments made and credit limit good Reviewed on: 16th April 2026

Never had an issue, used it for past 20 plus years.

Never had an issue, used it for past 20 plus years. Reviewed on: 16th April 2026

I can use it strait a way.

I can use it strait a way.No need to apply every time Reviewed on: 16th April 2026

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