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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,290 reviews, last reviewed 19th Apr 2026
2442500% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best credit card provider. Best credit card provider. High recommended Reviewed on: 19th April 2026
Bartosz B's avatar
Bartosz B

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77290)

PayPal it’s a facility tool for our life spending

5
Everything I need to pay it’s been straight forward, credit it’s perfect give you enough time to pay, I am very satisfied with the service Reviewed on: 13th May 2024
Alejandro R's avatar
Alejandro R

Really great customer service.

5
Really great customer service. Agile, easy to use. No complaints Reviewed on: 13th May 2024
David's avatar
David

Life saver

4
It’s good to have PayPal doing your purchase safely and the PayPal credit is amazing when you want to buy something but can not afford it right now so PayPal credit is there to help Reviewed on: 13th May 2024
Helen A's avatar
Helen A

PayPal is very great and attractive

5
It has been very great since I started using PayPal until now and I will always recommend to everyone. Reviewed on: 13th May 2024
Paul Jack 's avatar
Paul Jack

Happiness

5
PayPal makes life simpler. I could buy items that I could never afford without the easy pay. Reviewed on: 13th May 2024
N YAH's avatar
N YAH

Very simple

5
Excellent anywhere everywhere feel more secured do deal with Reviewed on: 13th May 2024
Mohammed 's avatar
Mohammed

Very convenient and useful when no money available o...

5
Very convenient and useful when no money available on hand Reviewed on: 13th May 2024
Shamili M's avatar
Shamili M

Great 0% interest option

4
Their 0% interest if paid within 4 months is a great offer, although it could be clearer how to pay off these individual amounts within the website/app as well as any interest incurred. Reviewed on: 13th May 2024
James S's avatar
James S

Convenient and flexible

5
All my experiences with PayPal are excellent and it's the same when it comes to PayPal Credit. It's convenient to have it as additional funding source in your account and is very useful if you want to pay later or spread the cost and pay it off flexible. Reviewed on: 13th May 2024
DommyZee's avatar
DommyZee

Learned to manage good credit and spending habits!

5
PayPal credit has helped me develop good money spending habits, learning how to manage credit and easy to make extra payments to enable more purchases without building debts! Brilliant! Reviewed on: 13th May 2024
Susan M's avatar
Susan M

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