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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145411)

I love PayPal , it’s easy to use.

5
I love PayPal , it’s easy to use. Customer service is excellent. Reviewed on: 16th April 2026

Good support wherever I made a complaints.

5
Good support wherever I made a complaints. I got full refund within the short period of time that I had made the complaint. Staff were very helpful and friendly. Thank you. Reviewed on: 16th April 2026

Never had a problem with pay pal.

5
Never had a problem with pay pal. Always helpful. Great security system. Reviewed on: 16th April 2026

Simply the best

5
Try easy to use making a payment is so easy to use and you can set a direct debit as well Reviewed on: 16th April 2026

Great .sevice

5
Great .really easy to use.its secure as well Reviewed on: 16th April 2026

It helps breakup big purchases during tough times

5
It helps breakup big purchases during tough times Reviewed on: 16th April 2026

Fantastic service great to keep up with finances

5
Fantastic service great to keep up with finances Reviewed on: 16th April 2026

PayPal issues

5
I have never had any issues with this company Reviewed on: 16th April 2026

PayPal good

5
Love paypal credit gets me things I want when I want and it's cheep to repay Reviewed on: 16th April 2026

Fantastic application

5
Very flexible methodof payment. I can pay, I can send money to my friends, I can pay later, plenty mode of payments. Reviewed on: 16th April 2026

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