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PayPal: PayPal Credit reviews

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4.90
Based on 77,199 reviews, last reviewed 19th Apr 2026
2434000% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Not had any issues I have been using PayPal for over 5 years and I find their service really good Reviewed on: 19th April 2026
Yvonne o's avatar
Yvonne o

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77199)

My experience with PayPal is very great as you can s...

5
My experience with PayPal is very great as you can speak with them about people who sell products that not the same as advertised and they will sort it out for you they are great Reviewed on: 13th May 2024
Duhane H's avatar
Duhane H

Great service.

5
Great service. Had a few issues with actually dealing with customer services, the people ok the phone are always the most helpful. That being said most disputes are handled quickly. The no interest for 4 months is a great. Reviewed on: 13th May 2024
Liam C's avatar
Liam C

PayPal Gives An Added Layer Of Securi.ty

5
I like PayPal as it gives that added layer of security when making payments to various people, organisations and, businesses. I'd like the Customer Service department to work a little quicker to answer some of the queries I have had. however all in all PayPal is a good option. Reviewed on: 13th May 2024
Bajan Bunny's avatar
Bajan Bunny

Time to spread the cost

5
Allows time to spread the cost on those bigger purchases without any hassle, Reviewed on: 13th May 2024
Jeah 's avatar
Jeah

Very easy to use and always one of the options for p...

5
Very easy to use and always one of the options for paying online. Reviewed on: 13th May 2024
Eds's avatar
Eds

so far has helped spread out big purchases

5
so far has helped spread out big purchases Reviewed on: 13th May 2024
Mats's avatar
Mats

I have used paypal for many many years and found it...

5
I have used paypal for many many years and found it to be a great service that has helped by big items that i couldnt of payed for in any other way great experience all the time never had any problem with the service i have recieved Reviewed on: 13th May 2024
Mr n goulty's avatar
Mr n goulty

PayPal credit has been a great help especially when...

5
PayPal credit has been a great help especially when u need to buy something in a hurry and have the option to pay interest free for 3 months Reviewed on: 13th May 2024
James 's avatar
James

Best if You Need It!

5
Overall easy approach and clean app experience! Reviewed on: 13th May 2024
designbart's avatar
designbart

Amazing experience compared with other providers

5
Amazing experience compared with other providers Reviewed on: 13th May 2024
Adi T's avatar
Adi T

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