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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145408 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145408)

Easy to use, Helpful credit option

I have been using PayPal Credit for some time and overall it is a convenient way to spread the cost of purchases. The application process was straightforward and payments are easy to manage through the app. Reviewed on: 16th April 2026

Sorted easy to use no hassle and got time to...

Sorted easy to use no hassle and got time to pay Reviewed on: 16th April 2026

Always there to give me help buying items I really l...

Always there to give me help buying items I really like the pay in three give me help to budget for my purchases Reviewed on: 16th April 2026

My PayPal experiences have always been positive.

My PayPal experiences have always been positive. And positive across all departments Reviewed on: 16th April 2026

I am using PayPal since 2008 and always the best wit...

I am using PayPal since 2008 and always the best with all my transactions and credit facilities, limits great from first time of applying and even no interest for 4 months at least, also works with almost of retailers Reviewed on: 16th April 2026

I used lot of years and if I had problem Pay Pal alw...

I used lot of years and if I had problem Pay Pal always helpful and resolved. Reviewed on: 16th April 2026

Paypal Just works, no hassle, no problems, just easy...

Paypal Just works, no hassle, no problems, just easy to use. If you want to mess about wasting your time using another supplier, then you need to have a talk with yourself. Paypal is safe and easy to use. Reviewed on: 16th April 2026

Never had an issue, easy to manage through the app,...

Never had an issue, easy to manage through the app, providing you keep on top of your spend. Reviewed on: 16th April 2026

I really enjoy PayPal .

I really enjoy PayPal . It's secure and gives u flexibility to pay . I love it Reviewed on: 16th April 2026

Very Good experience enjoy using it

Very Good experience enjoy using it Reviewed on: 16th April 2026

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