Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,098 reviews, last reviewed 19th Apr 2026
2424200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for a decade and I don't have... I've been using PayPal for a decade and I don't have any issues, it works very well and thank you PayPal credit. Reviewed on: 19th April 2026
Dee's avatar
Dee

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77098)

Always good service, been with them for 10 years

5
Always good service, been with them for 10 years Reviewed on: 12th May 2024
Rod 's avatar
Rod

Simple application process, even simpler purchasing

5
Simple application process, even simpler purchasing Reviewed on: 12th May 2024
John Gribbin's avatar
John Gribbin

Save time and unwanted paper works at the same time...

5
Save time and unwanted paper works at the same time no interest, highly recommend. The formalities are very simple and if we stuck anywhere the customer care team will help you any time. Reviewed on: 12th May 2024
Alan R's avatar
Alan R

Great customer service and great way of handling money

5
Great customer service and great way of handling money Reviewed on: 12th May 2024
Leighton C's avatar
Leighton C

We've used PayPal credit to help us manage our finan...

5
We've used PayPal credit to help us manage our finances when needing to purchase big items. It's a great service and demonstrates PayPal's commitment to their customers. Reviewed on: 12th May 2024
Marcus L's avatar
Marcus L

All happy and had no issues - it helps when...

5
All happy and had no issues - it helps when needed Reviewed on: 12th May 2024
Adnan F's avatar
Adnan F

Worth having

5
Really good and handy to have. Comes in handy when your awaiting pay day but don't want to miss an offer Reviewed on: 12th May 2024
Alex's avatar
Alex

Was a bit nervous about PayPal to begin with but the...

5
Was a bit nervous about PayPal to begin with but the system/app was easy to use, good reminders and pretty much stress free! Reviewed on: 12th May 2024
D S's avatar
D S

Super service - what more is there to say?

4
Super service - what more is there to say? Reviewed on: 12th May 2024
Kamrul M's avatar
Kamrul M

Excellent,convenient.

5
Excellent,convenient.Helps alot with expensive purchases, as it gives the consumer the capacity to pay in installments.! Reviewed on: 12th May 2024
Louiza C's avatar
Louiza C

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill