Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145400 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145400)

PAYPAL have Been a reliable payment system for me.

On purchase with issues, PAYPAL have found a fare resalution. Now when I wish to purchase anything and I don't know the seller I don't purchase without a PP payment availability. 1000% satisfaction so far. Reviewed on: 16th April 2026

Great service gives mgreat service

Great service gives me opportunitys i wouldnt have normally in life and day to day living Reviewed on: 16th April 2026

They are the best.

They are the best. Easy to use and always protected Reviewed on: 16th April 2026

Trusted and reliable use most weeks

Trusted and reliable use most weeks Reviewed on: 16th April 2026

Good flexibility , accepted almost everywhere.

Good flexibility , accepted almost everywhere. Reviewed on: 16th April 2026

Never had a problem with buy now pay in 4 great serv...

Never had a problem with buy now pay in 4 great service Reviewed on: 16th April 2026

Is there for you, when you need, and never disapoint

Is there for you, when you need, and never disapoint Reviewed on: 16th April 2026

User friendly, flexible and secure.

So user friendly and flexible. Great options on payment and handle any claims promptly. Most secure payment system. Reviewed on: 16th April 2026

Great service, never had any issues

Great service, never had any issues Reviewed on: 16th April 2026

Great customer service

Being able to actually talk with a person is a big plus point when issues with a company arise. Good honest advice & knowing your problem is dealt with very well. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76368 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub