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PayPal: PayPal Credit reviews

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4.90
Based on 76,991 reviews, last reviewed 19th Apr 2026
2414200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find paying with PayPal is amazing not only for pa... I find paying with PayPal is amazing not only for paying for goods but with family at birthdays and Christmas.Also the pay in 3 is such a handy thing.... Read more Reviewed on: 19th April 2026
PAUL C's avatar
PAUL C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76991)

PayPal credit has been great

5
PayPal credit has been a helpful way to make purchases for my necessities Reviewed on: 12th May 2024
Charlotte H's avatar
Charlotte H

I get paid weekly it make sense to use PayPal credit...

5
I get paid weekly it make sense to use PayPal credit so long as you have a DD in place & chip at it weekly it great Reviewed on: 12th May 2024
Rob J's avatar
Rob J

Never had a problem, really good rates, easy to use...

5
Never had a problem, really good rates, easy to use Reviewed on: 12th May 2024
Elliott Potts's avatar
Elliott Potts

I love PayPal.

5
I love PayPal. It has helped me and my family to buy things and pay later or in instalment which helps a lot. Reviewed on: 12th May 2024
Ololade A's avatar
Ololade A

Used this method of payment on multiple occasions.

5
Used this method of payment on multiple occasions. Their app is easy to understand and make payments. Reviewed on: 12th May 2024
Peta h's avatar
Peta h

Good safeguard when buying online.

5
Good safeguard when buying online. Quick transactions Reviewed on: 12th May 2024
colin rogers 's avatar
colin rogers

Always resolved any issues whether it was as a buyer...

5
Always resolved any issues whether it was as a buyer or a seller. As long as you follow the rules and regulations you are 100% covered for any problems you may encounter. Reviewed on: 12th May 2024
Mudassar M's avatar
Mudassar M

PayPal is amazing!

5
I have been with PayPal for many years and find it a fantastic way of paying for items either by PayPal credit or by date out of my bank account. If there has been a problem with a retailer PayPal always has my back and have refunded me money where a retailer has been shown to be bogus. I would definitely recommend PayPal to everyone. Reviewed on: 12th May 2024
Stephen L's avatar
Stephen L

Never had an issue from the start.

5
Never had an issue from the start. Great payment schemes Reviewed on: 12th May 2024
Neil R's avatar
Neil R

Never had an issue with PayPal Credit

4
Never had an issue with PayPal Credit Reviewed on: 12th May 2024
Jim B's avatar
Jim B

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