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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,852 reviews, last reviewed 19th Apr 2026
2400900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I got credit from PayPal , service was efficient and... I got credit from PayPal , service was efficient and great, spoke to the customer service when I needed help and were supportive and great service was... Read more Reviewed on: 19th April 2026
Tobechukwu Ajaere's avatar
Tobechukwu Ajaere

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76853)

PayPal has supported me in recovering my money when...

5
PayPal has supported me in recovering my money when the merchant does not deliver. Reviewed on: 12th May 2024
Oluwadayomi O's avatar
Oluwadayomi O

PayPal is a very convenient payment method, it’s eas...

5
PayPal is a very convenient payment method, it’s easy to use and allows full visibility of what you have paid, where it’s been used and if using PayPal credit, how much you owe. It’s also great for making donations, sending money for colleagues collections or making payments in foreign currencies. I’ve been using it for years and it’s always done exactly what I’ve needed without adding extra complications. Reviewed on: 12th May 2024
W from England's avatar
W from England

Most importantly it’s totally secure to use

5
Most importantly it’s totally secure to use Reviewed on: 12th May 2024
Kazi islam's avatar
Kazi islam

Effortless and value rolled into one

5
Effortless and value rolled into one Reviewed on: 12th May 2024
John W's avatar
John W

Fast, easy & reliable!

5
Fast, easy & reliable! Everything’s straight forward, app is laid out in easy to use manor. Reviewed on: 12th May 2024
Richard H's avatar
Richard H

Always been good

5
Always been good never had any problems Reviewed on: 12th May 2024
Lf's avatar
Lf

Well, my experience is great!! Read all description

5
Well, my experience has been great over the years , I emember opened my PayPal long time ago when I use to live in Romania, probably about 9 years now...and I start using it a lot, I mean 95% on all my online purchases is through PayPal...and now with the Curve card..I'm using PayPal even in the shops. I've got PayPal credit as well, using it for everything, pay in 3.. or 4 months no interest, they are great in refunds even on scam websites....eBay is my number 1 in using PayPal for selling and buying....it's just the best payment , and the safest way to receive payments from friends as well.... withdrawals are also instant....2 wordS !!!.... EXCELLENT AND PERFECT. Reviewed on: 12th May 2024
Florin Sandu's avatar
Florin Sandu

I love PayPal because there so helpful

5
I love PayPal because there so helpful Reviewed on: 12th May 2024
Fatoumata B's avatar
Fatoumata B

PayPal just works.........

5
PayPal just works as intended and customer service is always friendly yet professional. Reviewed on: 12th May 2024
Alan's avatar
Alan

Better than mainstream banks!

5
Easy to use to pay across multiple sites online. Easy to make payments and use the app. Prefer using this to mainstream bank credit cards Reviewed on: 12th May 2024
Beverley Scott's avatar
Beverley Scott

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