Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145396 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145396)

The simplicity, professionalism and high end securit...

The simplicity, professionalism and high end security makes PayPal the number one choice every time. Reviewed on: 16th April 2026

Easy to use and track your transaction also working...

Easy to use and track your transaction also working every where hassle free shopping Reviewed on: 16th April 2026

I have been able to use PayPal credit easily and it...

I have been able to use PayPal credit easily and it has helped me to purchase items I needed with chance to pay monthly Reviewed on: 16th April 2026

Good work

It would be better for payments showing on app right away when making them instead of waiting for days to keep ppl financially correct Reviewed on: 16th April 2026

Paypal is so flexible and a great service.

Paypal is so flexible and a great service. App is super quick to use too Reviewed on: 16th April 2026

Easy to use safe first rate service and secure

Easy to use safe and secure. I find the site very easy to navigate and it’s an easy way to checkout Reviewed on: 16th April 2026

my experience with paypal credit

I use PayPal Credit for small purchases like groceries, and it’s really convenient. I’ve also used it for a larger purchase, and being able to spread the cost over four months was very helpful. However, smaller purchases don’t have interest-free periods, so it’s important to stay on top of payments. Overall, it’s useful if you understand how it works. Reviewed on: 16th April 2026

Never any issues.

Never any issues. Great service. Reviewed on: 16th April 2026

Using PayPal is really good and the experience so fa...

Using PayPal is really good and the experience so far has been amazing Reviewed on: 16th April 2026

Complaints service & navigation of website/app poor

I’ve found it extremely difficult to raise a complaint in respect of a transaction with you, because the preset categories for your Resolution Centre do not apply to my particular issue. I’ve also found it difficult to navigate your website to where I want to go or to find the information I need, both in the app or online. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76363 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub