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PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145391)

Idiot proof

4
I found it easy to use. Received regular updayes on usage & monies outstanding Reviewed on: 16th April 2026

Easy to use and keeps life simple and money safe.

5
Easy to set up and communicate with. Helps me with cash flow for my business easily. Reviewed on: 16th April 2026

Very happy with PayPal.

5
Very happy with PayPal. You can always count on it. No pressure for repayments.Good service Reviewed on: 16th April 2026

Credit very simple process and low rates

5
Credit very simple process and low rates Reviewed on: 16th April 2026

Excellent Service

5
PayPal is a trustworthy, reliable and efficient organisation with a superb website, first class Customer Service and a helpful “q & a” section which is always helpful and informative. Reviewed on: 16th April 2026

Very flexible with the 4 month interest free plan

5
Very flexible with the 4 month interest free plan Reviewed on: 16th April 2026

Easy to use .

5
Always there when I need it never lets me down easy to set up and use so easy. Reviewed on: 16th April 2026

Great and easy to use, especially PayPal credit

5
Great and easy to use, especially PayPal credit Reviewed on: 16th April 2026

Best experience I’ve had with using online money

5
Best experience I’ve had with using online money Reviewed on: 16th April 2026

Good service and great customer service

5
Good service and great customer service Reviewed on: 16th April 2026

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