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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76599 reviews)

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4.90

Based on 76,599 reviews, last reviewed 19th Apr 2026

2376800% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love how easy it is to use and manage I love the freedom to pay off debt a bit at a time. I like the easiness of using the app. I like seeing everything at a glance. . Its very easy to us... Read more Reviewed on: 19th April 2026

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76599)

Great customer service, if provide account card it w...

Great customer service, if provide account card it will easily to use Reviewed on: 11th May 2024

Works as intended.

Works as intended. Easy to use and understand. Reviewed on: 11th May 2024

Easy to use

Easy to use, can be used on a range of different purchases. The promo I had on it was 4months interests free which is very good Reviewed on: 11th May 2024

Used papal credit for the 1st time , 0% over 4 months.

Used papal credit for the 1st time , 0% over 4 months.Nice ! Reviewed on: 11th May 2024

Perfect and an ideal companion for online shopping

Easy and secure when making payments, this is my go to app for all my purchases Reviewed on: 11th May 2024

I love using paypal with them I know my money is safe.

I love using paypal with them I know my money is safe. Thank you Reviewed on: 11th May 2024

Paypal credit

Handy to use and good rates been with them a few years now so no problems Reviewed on: 11th May 2024

Great option to spread cost over 4 months

Great to have option spread cost over ; month with no interest fee Reviewed on: 11th May 2024

I always have good experience with PayPal customer s...

I always have good experience with PayPal customer service Reviewed on: 11th May 2024

I have had no trouble with PayPal on the whole, howe...

I have had no trouble with PayPal on the whole, however navigating the site can be a little confusing until one becomes accustomed to the site layout. when I needed to contact customer services they were helpful, prompt, knowledgeable and friendly and sorted my problem out within minutes . I have no complaints about the service I have recieved Reviewed on: 11th May 2024

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