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PayPal: PayPal Credit reviews

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4.90
Based on 76,573 reviews, last reviewed 19th Apr 2026
2374200% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had a great experience using PayPal Credit. I have had a great experience using PayPal Credit. The service is incredibly fast, and I was able to use it almost instantly. Most importantly, it fee... Read more Reviewed on: 19th April 2026
Wenwu T's avatar
Wenwu T

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76573)

Easy to use, and very quick.

5
Easy to use, and very quick. No long term waiting more or less instant. Reviewed on: 11th May 2024
Kevin Mitch's avatar
Kevin Mitch

A**** customer service

5
If I have ever had any difficulty with anything the telephone service has been exceptional Reviewed on: 11th May 2024
Jessica H's avatar
Jessica H

They care about their customers

5
Always helpful. Easy to use. If I have an issue, customer support help me in a fast and easy to understand way. I don't feel worried about asking. And it's always good value for money. The interest rate is quite low and it feels they care for their customers over making money. Seems so much more easy and helpful compared to how banks usually work. I wish I could transfer fully to PayPal. Reviewed on: 11th May 2024
A 's avatar
A

Never had any issues reliable and good rates

4
Never had any issues reliable and good rates Reviewed on: 11th May 2024
G's avatar
G

I am so happy with the customer service, which they...

5
I am so happy with the customer service, which they provide to customers. In one word if I describe it will be ; Empathy/Understanding. Empathy was mentioned by the greatest percentage of respondents. ... Reviewed on: 11th May 2024
Meena z's avatar
Meena z

Best online payment method

5
It’s been amazing using PayPal credit, they were one of the few companies that allowed me to keep growing my credit score Reviewed on: 11th May 2024
Dan A's avatar
Dan A

Easy to use service is easy to use always my preferr...

5
Easy to use service is easy to use always my preferred method Reviewed on: 11th May 2024
Samantha R's avatar
Samantha R

Always helpful and easy to use very good...

5
Always helpful and easy to use very good service Reviewed on: 11th May 2024
Stephen's avatar
Stephen

Very good and very easy to use and usefull to pay fo...

5
Very good and very easy to use and usefull to pay for things Reviewed on: 11th May 2024
Kevin b's avatar
Kevin b

Had no issues the whole time I’ve been using it.

5
Had no issues the whole time I’ve been using it. Reviewed on: 11th May 2024
Jacob P's avatar
Jacob P

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