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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145377)

Easy to shop with shoulders high as there is money b...

Easy to shop with shoulders high as there is money back guarantee. No if and no but only what you want is what you get. Reviewed on: 16th April 2026

Simple and convenient to use.

Simple and convenient to use. The added layer Reviewed on: 16th April 2026

I find it easy to use if I buy something and pay pal...

I find it easy to use if I buy something and pay pal is an option then I go for that simple to do and no pressure paying back I normally pay over the minimum amount so its quicker to get the balance down Reviewed on: 16th April 2026

Very good

Easy to use and affordable crises rates Reviewed on: 16th April 2026

Fantastic way to pay your bill, great servic, and gr...

Fantastic way to pay your bill, great servic, and great deals. Reviewed on: 16th April 2026

Easy to use and reagreatsonable.

Easy to use and reasonable. Would introduce it to everyone. Reviewed on: 16th April 2026

Pay pal credit really helped me at christmas when mo...

Pay pal credit really helped me at christmas when money was tight to be able to still provide presents ect for my children Reviewed on: 16th April 2026

Smooth and easy stress free instant cash and ready t...

Smooth and easy stress free instant cash and ready to spend Reviewed on: 16th April 2026

I’ve used it mainly for larger purchases and the opt...

I’ve used it mainly for larger purchases and the option to spread the cost over a few months was very helpful. The 0% interest offer on eligible purchases gave me flexibility without extra charges, as long as payments were made on time. The repayments are easy to manage through my PayPal account, and I receive clear monthly statements so I can track what I owe Reviewed on: 16th April 2026

Paypal credit: A really useful option to have.

Paypal credit is a really useful option to have. I use it regularly to ease payment for holiday treats Reviewed on: 16th April 2026

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