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PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145377)

Love PayPal easy to use very trustworthy

5
Love PayPal easy to use very trustworthy never had an issues with them Reviewed on: 16th April 2026

Always used PayPal it’s easy safe and I trust it lov...

5
Always used PayPal it’s easy safe and I trust it love it Reviewed on: 16th April 2026

I've ordered many things through PayPal & very happy

5
I've ordered many things through PayPal & very happy Reviewed on: 16th April 2026

I use PayPal credit whenever I need it for my online...

5
I use PayPal credit whenever I need it for my online shopping. Very helpful. Reviewed on: 16th April 2026

I prefer to pay whit PayPal ,it’s the best option.

5
I prefer to pay whit PayPal ,it’s the best option.Thank you Reviewed on: 16th April 2026

Always there when I need them most.

5
Always there when I need them most. Reviewed on: 16th April 2026

Great service flexible easy site to navigate

5
Great service flexible easy site to navigate Reviewed on: 16th April 2026

PayPal credit is really good it helps when finding i...

5
PayPal credit is really good it helps when finding it hard with the cost of living. Allowing me to budget better and not get loans with very high interest Reviewed on: 16th April 2026

Honesty and truthfulness

5
I love PayPal the most safest option for online shopping Reviewed on: 16th April 2026

Flexibility

5
Great flexibility, lots of options to spread payments and maintain control Reviewed on: 16th April 2026

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