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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,464 reviews, last reviewed 18th Apr 2026
2364600% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love that I can use it almost everywhere. I love that I can use it almost everywhere. Reviewed on: 18th April 2026
Gabriel M's avatar
Gabriel M

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76464)

4 months interest free

5
They are good it for giving 4 months interest free on purchases. Reviewed on: 11th May 2024
Kez W's avatar
Kez W

Never had any problems when using PayPal customer se...

4
Never had any problems when using PayPal customer service, fast and reliable service when required, problem solved without difficulty. Reviewed on: 11th May 2024
Simon B's avatar
Simon B

Paypal is reliable & trustworthy service.

5
Paypal is reliable & trustworthy service. When it comes to credit, It offers interest free installment plan which is plus point. Reviewed on: 11th May 2024
Yaser 's avatar
Yaser

Good experience

5
I have always had a smooth and straight forward experience using Paypal Credit Reviewed on: 11th May 2024
Aminat T's avatar
Aminat T

Easy n secure way to pay , safe too

5
Easy n secure way to pay , safe too Reviewed on: 11th May 2024
Mukesh S's avatar
Mukesh S

PayPal is a trustworthy simple and ease to use.

5
PayPal is a trustworthy simple and ease to use. One of the few major companies that answer any queries in a fast and professional manner Reviewed on: 11th May 2024
Peter A's avatar
Peter A

I’ve never had a problem with PayPal.

5
I’ve never had a problem with PayPal. I will continue using this product Reviewed on: 11th May 2024
Caron rowlands's avatar
Caron rowlands

Easy , secure and efficient ! A*

5
Always on hand to rectify any purchase issues (ie refunds) great customer service always and app self service is very easy to use! A* Reviewed on: 11th May 2024
Lee D's avatar
Lee D

I could not have made it without pay pal credit.

5
I could not have made it without pay pal credit. Easy to use no hidden charges everything that a household needs right now. Reviewed on: 11th May 2024
Ioana C's avatar
Ioana C

Havnt used pay pal a lot but very easy and very happ...

5
Havnt used pay pal a lot but very easy and very happy over all Reviewed on: 11th May 2024
robert w's avatar
robert w

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