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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145374 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145374)

Very easy and a transparent system

Very easy and a transparent system Reviewed on: 16th April 2026

Always easy to use

Always easy to use and keep track of funds etc via the very usual app Reviewed on: 16th April 2026

It's a bit confusing on the app compared to other ba...

It's a bit confusing on the app compared to other banks - things don't process as fast and things don't need to update in real time as accurately. It's hard to find out when you owe money, and the payments are quite delayed in actually coming out my account. There is no clear separation for interest owed and interest free. I think improvements could be made throughout the app to improve transparency Reviewed on: 16th April 2026

PayPal exactly what we need for daily use.

PayPal exactly what we need for daily use. Reviewed on: 16th April 2026

Great service and easy to use handy

Great service and easy to use handy Reviewed on: 16th April 2026

Best ever

My experience with Paypal credit is amazing ,I m using it from last more than 4 years, Reviewed on: 16th April 2026

PayPal credit just here when I needed .

PayPal credit just here when I needed .. better then Klarna Reviewed on: 16th April 2026

Great option for payment and like the new discounts...

Great option for payment and like the new discounts and bonuses Reviewed on: 16th April 2026

Good tracking of my payments.

Good tracking of my payments. Helped me alot in purchasing my desired goods with zero interest instalment options. Reviewed on: 16th April 2026

Easy and quick to use the paypal system

Easy and quick to use the paypal system Reviewed on: 16th April 2026

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