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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,358 reviews, last reviewed 18th Apr 2026
2355400% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and helping Easy and help me a lot interm of my budgeting Reviewed on: 18th April 2026
Mohamad A's avatar
Mohamad A

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76358)

Only thing I can say is great service

5
Only thing I can say is great service Reviewed on: 11th May 2024
Kaan 's avatar
Kaan

A good interest arate and flexible payment options

5
A good interest arate and flexible payment options Reviewed on: 11th May 2024
Leigh S's avatar
Leigh S

I love PayPal

5
I've always found using PayPal to receive and pay money so easy. On a few occasions when I've had to phone in, not only is the call centre in the same country, the assistants have been happy, helpful and couldn't have been more efficient. I love PayPal ❤️ Reviewed on: 10th May 2024
tracy c's avatar
tracy c

paypal is always there when i need.

5
paypal is always there when i need. thx paypal Reviewed on: 10th May 2024
jasbir s's avatar
jasbir s

Amazing and well recommended.

5
Amazing and well recommended. Makes life easier for me and family Reviewed on: 10th May 2024
Musa J's avatar
Musa J

Awesome!!

5
Paupal credit has one of the best customer care service all there Reviewed on: 10th May 2024
Abraham 's avatar
Abraham

Super relaxed and easy

5
Easy to send money between friends and fantastic for spreading payments over months without extra fees Reviewed on: 10th May 2024
Niall R's avatar
Niall R

Good experience with easy online shopping and pay in...

4
Good experience with easy online shopping and pay in 3 months . Also with the PayPal credit you can pay money instantly Reviewed on: 10th May 2024
Nikithashree's avatar
Nikithashree

Never had a bad experience.

5
Never had a bad experience. Always been great and easy to use Reviewed on: 10th May 2024
Reece Vint's avatar
Reece Vint

Perfect paypal

5
Gourges easy to use very reliable Reviewed on: 10th May 2024
Gheorghe V's avatar
Gheorghe V

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