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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76244 reviews)

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4.90

Based on 76,244 reviews, last reviewed 18th Apr 2026

2344600% increase in 5 star reviews

in the past 90 days

6700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal the safest payer PayPal are the safest way to protect your money Reviewed on: 18th April 2026

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76244)

Life saver whenever my account balance is low

So many household items I have today was possible because of PayPal credit, I was able to pay in instalment without interest for 4 months. Thank you PayPal, I will recommend you again and again Reviewed on: 31st July 2023

Easy Peasy

PayPal offered me 0% credit when I bought my garden furniture. Every month they gave me a reminder when my payment was due, so there was no forgetting and falling into debt. Happily paid off, I’ve treated myself to a new serger machine. It’s so painless, Pay Pal takes the responsibility with their easy reminders. Reviewed on: 31st July 2023

CAN WE TRUST PAYPAL?

Attempted to make a £7 magazine payment through PAYPAL. Verification number sent via mobile. Not accepted. Number inserted and reinserted. Still not accepted. New verification number sent. Accepted 2nd try - then bank card not accepted. Queried this with bank and was given PAYPAL's telephone number. What a joke speaking to somebody. They would 'ring me back' - which they did, and our conversation was cut off and the line went dead.. This sort of pantomime is unacceptable. I would not be paid to open an account with PAYPAL. Modern automated technology which you cannot get any sense out of. Reviewed on: 31st July 2023

Good credit company

Ive got a spend cap limit based on what I can afford and its so easy to use and kept informed regulary about my payments due and credit left Reviewed on: 31st July 2023

Very greatful

I really enjoy the use of paypal credit ot has allowed to do a large purchase and give me time to pay. Has also allowed me to pay in I stallments. I use it all the time a great product. Please move on to holidays airline's etc Reviewed on: 31st July 2023

Great company

I have always had a good experience with Paypal, allowing me flexibility of payment options when needed, helping me get the things I most need an allowing me to pay for them in affordable monthly installments Reviewed on: 31st July 2023

So easy to setup

We started to use the PayPal credit card a while ago as we wanted to buy a large item. It was so easy to use and had updates when payment is due. Highly recommended as a great credit card plus it can be used in lots of shops as well as eBay. Reviewed on: 31st July 2023

Simple, easy credit

I've been using PayPal credit for a year now and it has been a great way to build up credit through online purchases. I personally prefer their split in three payment method but their interest free lending for purchases over £99 is just great for those more expensive, emergency purchases Reviewed on: 31st July 2023

Fabulous

As for me it is necessary for life, it makes shopping much easier. Very easy to use, everything clearly described. Highly recommended Reviewed on: 31st July 2023

Quick and versatile credit

Both PayPal credit options are easy to use and are very convenient. For items under £99, Pay in three is very affordable and interest free. For more expensive items I find PayPal credit especially useful with four months interest free. I always try to clear my balance within the free period but can extend it for a small interest charge. As with all credit solutions you must take care not to over extend yourself. Reviewed on: 31st July 2023

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PayPal: PayPal Credit reviews

2344600% increase in 5 star reviews

6700% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review PayPal: PayPal Credit now

PayPal PayPal Credit reviews (76244)

Life saver whenever my account balance is low

Easy Peasy

CAN WE TRUST PAYPAL?

Good credit company

Very greatful

Great company

So easy to setup

Simple, easy credit

Fabulous

Quick and versatile credit

Review PayPal: PayPal Credit now

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