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PayPal: PayPal Credit reviews

4.73
Based on 144,793 reviews, last reviewed 24th Jun 2026
4319150% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026
Barbara M's avatar
Barbara M

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144799)

Always good service from pay pal

5
Always good service from pay pal Reviewed on: 16th April 2026

paypal credit is very helpful for online purchases

5
easy to transfer money. customer service is reliable and efficient. paypal credit is very helpful for online purchases Reviewed on: 16th April 2026

Great service ...

5
Always available to pay for things that I need great service Reviewed on: 16th April 2026

Easy to pay, excellent interest free credit available.

5
Easy to pay, excellent interest free credit available. Easy to track all transactions Reviewed on: 16th April 2026

Great experience

5
PayPal has really helped me and made transactions smoother Reviewed on: 16th April 2026

Very good service. Thank you.

5
Very good service. I like using my credit card from PayPal. Thank you. Reviewed on: 16th April 2026

fast and easy way to send and receive money

5
fast and easy way to send and receive money Reviewed on: 16th April 2026

For my numbrr 1

5
My experience with PayPal spans many years, and I've never had any problems before. They've helped me resolve issues with fraudulent purchases and direct debits. It's great working with PayPal. Reviewed on: 16th April 2026

Efficient,reliable,quick.

5
Efficient,reliable,quick.Available Reviewed on: 16th April 2026

Only had an issue once.

4
Only had an issue once. It was sorted out immediately over the phone. The fault was with me. otherwise no problems and the good thing is if I see something I like PayPal is always there should I need it. Reviewed on: 16th April 2026

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