Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (74049 reviews)

View other PayPal products

4.90

Based on 74,049 reviews, last reviewed 17th Apr 2026

2141900% increase in 5 star reviews

in the past 90 days

6100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Seamless, easy to keep track of spending and chat to... Seamless, easy to keep track of spending and chat to agents when needed Reviewed on: 17th April 2026

Latest lowest rating:

1

Scammed 3 times by the same scammer Got scammed three times in three transactions from the same seller. PayPal would only refund one. Leaving me £200 out of pocket even though it’s clea... Read more Reviewed on: 17th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (74049)

Just, the best!

I use PayPal credit all the time, mainly to increase my credit score. They offer a great, affordable offers which comes in really handy for those more expensive items! Reviewed on: 13th June 2022

The BEST !

Many years I’m going using Paypal, is a safe and very fast. I had a problem with one person and Paypal costume service resolved it very fast. Thanks for being. Best regards. Reviewed on: 13th June 2022

Great service offered by paypal

I have used Paypal credit for over a year now and have never had an issue. The onboarding process is super simple and you're ready to go in minutes. Reviewed on: 13th June 2022

Paypal Credit

Easy to use and set up - just wish more shops and online stores used Paypal - pay in three is awesome as well or add to credit - so much flexibility Reviewed on: 13th June 2022

Best partner

Better than my bank PayPal made my life easier and more secure with no cost. Reviewed on: 13th June 2022

Review

Good promotions offered compared to other credit cards Reviewed on: 13th June 2022

Easy to use

PayPal is available at so many retailers now, and its so easy to use with lots of different options to choose, simple and easy! Reviewed on: 13th June 2022

Easy and great offers

Easy to use and extremely quick for almost all online checkouts. The 4 month interest free offer makes it great for emergency purchases. Reviewed on: 13th June 2022

Hope this is going to give me some enjoyment

This would help me a lot as I have not got credit card and need a new wardrobe Reviewed on: 13th June 2022

Efficient payment service

With PayPal I do not fear in buying anything especially when its 99 pounds and over and its 4 months interest free. I love this service and I hope they could increase my credit limit so I can take on bigger purchases. Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Payments
from PayPal 4.91 from 3677 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 33531 reviews
Credit card
from PayPal 4.91 from 58 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub