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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732475300981685791 (144736 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144736)

Good service does what it says on the tin

Good service does what it says on the tin Reviewed on: 16th April 2026

Great experience

Great experience , clear website Reviewed on: 16th April 2026

PayPal refunded me when AliExpress didn’t

I had an issue a few months ago from Ali express and they refused to help me kept saying product held value so refused to give me a refund or help even though I had 3 months to return the item. Frustrated I contacted PayPal and they helped me by asking for evidence of everything which I had and provided and they issued me a refund for the items I bought Reviewed on: 16th April 2026

I've had a good experience so far, except for the on...

I've had a good experience so far, except for the one time that I got caught off in the middle of a chat by one of the representatives. I made a complaint about it, which was duly investigated and promptly sorted. I believe overall it was a transparent process. Kudos to that. Reviewed on: 16th April 2026

So easy to use and great benefits

So easy to use and great benefits Reviewed on: 16th April 2026

Easy and quick to use.

Easy and quick to use. Clear and concise recording to work out funds Reviewed on: 16th April 2026

I have been using PayPal now for a few years, and fi...

I have been using PayPal now for a few years, and find it quite easy to do, obviously I do try to keep on top of payments, but they are a business and I do find the interest is quite high, so I don’t use it as much as I would if interest lower or like other places you could get interest free for 12/18 months, I would be buying much more, Reviewed on: 16th April 2026

Good service and easy to yousing

Good service and easy to yousing Reviewed on: 16th April 2026

Been with them for years best credit company going

Been with them for years best credit company going Reviewed on: 16th April 2026

Nice option to pay without interest

Nice option to pay without interest Reviewed on: 16th April 2026

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