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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732445593569794999 (144716 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144716)

A very useful facility

PayPal Credit has been very helpful in spreading the cost of a large purchase. Interest free with good communication from PayPal. Reviewed on: 16th April 2026

Makes payments easy and allows me to buy stuff in in...

Makes payments easy and allows me to buy stuff in installments. I mostly use the pay in 3 which dont notice comming out over that period Reviewed on: 16th April 2026

Very useful, safe and an excellent communication ski...

Very useful, safe and an excellent communication skills, I feel comfortable paying using pay pal Reviewed on: 16th April 2026

Easy to apply and use, fats payments, rewards when s...

Easy to apply and use, fats payments, rewards when spending that can be used to purchase products services or towards balance, ability to use at many retailers. Reviewed on: 16th April 2026

Great simple transaction and payment services

Great simple transaction and payment services Reviewed on: 16th April 2026

Been with PayPal for 20 years now.

Been with PayPal for 20 years now. The best thing is that there are no hidden fee or charges. Even after years of inactivity they have been retaining my account and the money I had in the account. Reviewed on: 16th April 2026

Trusted and secure and always helpful.

Trusted and secure and always helpful. Reviewed on: 16th April 2026

Easy to Use , Very Useful , Safe Transactions

Easy to Use , Very Useful , Safe Transactions Reviewed on: 16th April 2026

Very flexible and reliable, I strongly recommend paypal

Very flexible and reliable, I strongly recommend paypal Reviewed on: 16th April 2026

Great service that keeps improving!

I have been using PayPal for almost 20 years. Always secure, reliable and the customer services are second to none. Great service that keeps improving! Reviewed on: 16th April 2026

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