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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 74,791 reviews, last reviewed 18th Apr 2026
2211500% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal Credit Paypal credit is so easy to use, you get a free card accepted anywhere you can use mastercard (great if paypal is not an option to pay for your goods)... Read more Reviewed on: 18th April 2026
John E's avatar
John E

Latest lowest rating:

1

Late payment processing or bill payment Late payment processing or bill payment Reviewed on: 17th April 2026
Jayapriyan M's avatar
Jayapriyan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74791)

A** PayPal

5
Available to use in 100’s of businesses, I have found PayPal an efficient way of spreading payments and fair especially in the current economic climate. Reviewed on: 8th July 2022
S Harvey's avatar
S Harvey

Helpful credit

5
Paypal is always easy to manage and they always give you a chance to improve and enhance your credit account. And its very handy in your online shopping Reviewed on: 8th July 2022
Tahir Mehmood's avatar
Tahir Mehmood

Spread the cost

5
Purchase over £99 interest free repayment over 4 months Reviewed on: 8th July 2022
Lavinia O'Neill's avatar
Lavinia O'Neill

My Pal PayPal

5
East to use and hassle free. My first choice, especially for large purchases! Reviewed on: 8th July 2022
Richard Clevett's avatar
Richard Clevett

Love PayPal Credit

5
PayPal credit is so convenient with reasonable charges, what's not to like :) Reviewed on: 8th July 2022
Adrian's avatar
Adrian

Given the maximum and cut down to lower without reason

5
I was given the maximum credit and one day without any notice or reason my credit was lowered to 750 and never missed one payment. But further the credit works good. Reviewed on: 8th July 2022
Dutch de Vries's avatar
Dutch de Vries

Paypal credit

5
Easy to apply and ease of use all set out in a good order.I would highly recommend Reviewed on: 8th July 2022
Faye Hendry's avatar
Faye Hendry

Could not be happier

5
Do not ask me why, but, i am more comfortable and secure using this credit card method than all my others. Simple, clear, and secure and keeps you informed every step of the way. Enjoy life. Reviewed on: 8th July 2022
Bob Sangster's avatar
Bob Sangster

Great in these difficult times.

5
PayPal credit has been a life saver in these tough times with low Apr compared to everyone else. I would be lost without it. Reviewed on: 8th July 2022
Ragga Muffin's avatar
Ragga Muffin

Payment resolution

5
I had a payment problem it was sorted out in one phone call in less than 15 mins. Staff friendly and very knowledgeable and efficient and passionate and patient Reviewed on: 8th July 2022
Wayne Durand's avatar
Wayne Durand

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