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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140847 reviews)

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4.73

Based on 140,847 reviews, last reviewed 17th Jun 2026

4139500% increase in 5 star reviews

in the past 90 days

11750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

really good company for credit and pay in 3 really good company for credit and pay in 3 Reviewed on: 17th June 2026

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140847)

Call customer service and they were very helpful, ve...

Call customer service and they were very helpful, very good. Reviewed on: 15th April 2026

Reassuring extra layer of consumer protection.

Paypal credit gives me everything I need for my larger purchases. I have peace of mind knowing my on- line purchases are safe and my financial details kept secure. If I have ever had a problem or query my issues are dealt with quickly, confidently and efficiently. Reviewed on: 15th April 2026

Over all good experience

Over all good experience.Only find difficult when take refund of purchase Reviewed on: 15th April 2026

Brilliant.

Brilliant. Great and very informative service. Reviewed on: 15th April 2026

Best Retail Provider

I find PayPal handy when shopping online. The flexibility to pay in instalments and gaining points that can be redeemed are a bonus. Even when retailers don’t have an option to pay using PayPal or in instalments this is a great option. Reviewed on: 15th April 2026

Good experience overall.

Good experience overall. Good customer service. Wide range of pay options available with credit and debit. Payment can be used in a lot of places. Reviewed on: 15th April 2026

I still waiting my problem solution so I hope pp wou...

I still waiting my problem solution so I hope pp would be sort is asps Reviewed on: 15th April 2026

Easy access to credit without the hassle

Easy access to credit without the hassle Reviewed on: 15th April 2026

More then 10 years using never have and problems

More then 10 years using never have and problems Reviewed on: 15th April 2026

PayPal makes payment easier

In my experience, PayPal has been a reliable and supportive platform when dealing with disputes. On one occasion, I paid a company for a service that was not delivered as advertised. After attempting to resolve the issue directly with the seller and receiving no satisfactory response, I turned to PayPal’s resolution center. The process was straightforward, allowing me to submit evidence and clearly outline the problem. PayPal kept me informed throughout the review and ultimately ruled in my favor, issuing a refund. This experience gave me confidence in using PayPal, knowing there is a level of protection and accountability when transactions do not go as expected. Reviewed on: 15th April 2026

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