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PayPal: PayPal Credit reviews

4.73
Based on 140,366 reviews, last reviewed 16th Jun 2026
4117850% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal provided swift response to resolve complaints, PayPal provided swift response to resolve complaints, Reviewed on: 16th June 2026
Bamigboye Abayomi's avatar
Bamigboye Abayomi

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140366)

I feel safe with paypal more than other leaders.

5
I feel safe with paypal more than other leaders. Reviewed on: 14th April 2026

Easy to pay to everywhere, highly recommend

5
Easy to pay to everywhere, highly recommend Reviewed on: 14th April 2026

Helpful, useful and safe to use.

5
Helpful, useful and safe to use. I feel supported and protected when I do purchase online from a different retailers and that’s great . So convenient to spread the money over time too . Reviewed on: 14th April 2026

I like that I can purchase now (over £99) and pay la...

5
I like that I can purchase now (over £99) and pay later. Reviewed on: 14th April 2026

Always been clear and easy to understand but one thi...

5
Always been clear and easy to understand but one thing I think needs looking at is the pay now to slow to be taken out Reviewed on: 14th April 2026

Good payment option easy to pay back in installments.

5
Good payment option easy to pay back in installments. App is good easy to use. Reviewed on: 14th April 2026

Never had an issue with paying with paypal.

5
Never had an issue with paying with paypal. Everytime i need to ring, great customer service Reviewed on: 14th April 2026

Amazing , everything is 10 stars

5
Amazing , everything is 10 stars Reviewed on: 14th April 2026

I use paypal nearly everyday and I so happy really e...

5
I use paypal nearly everyday and I so happy really easy to use and really fast transfer money Reviewed on: 14th April 2026

Pay pal is easy for using and great app

5
Pay pal is easy for using and great app Reviewed on: 14th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review