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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,309 reviews, last reviewed 16th Jun 2026
4115450% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is my Pay Pal! I can't recommend PayPal Credit enough! It has given me the opportunity to travel and make purchases knowing that I have time to save up to pay it off... Read more Reviewed on: 16th June 2026
Aren 's avatar
Aren

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140309)

Top for credit

5
I have used PayPal credit on a number of occasions and never had any problems with this service. Easy to apply and quick to respond to request. Quick response if problems occur. Would definitely use PayPal credit again because the interest rate is good. Reviewed on: 14th April 2026
Lynn S's avatar
Lynn S

I have found PayPal easy to use and execellent value

5
I have found PayPal easy to use and excellent value Reviewed on: 14th April 2026
KEVIN M's avatar
KEVIN M

Easy quick use bank awful locks ogreat do quivkut

5
Easy quick use bank awful locks out Reviewed on: 14th April 2026
Samantha M's avatar
Samantha M

When I had to get support from the customer service...

5
When I had to get support from the customer service this was good and resolved my issue Reviewed on: 14th April 2026
DAVIDE N's avatar
DAVIDE N

Very easy to use, great Servcie.

5
Very easy to use, great Servcie. I would recommend Paypal to everyone Reviewed on: 14th April 2026
Nav's avatar
Nav

Cannot Fault!

5
Always been my payment method online, never had an issue with them regarding that, my previous use of PayPal Credit or pay in 3 options. Anytime I've gotten in touch they've been very courteous and helpful! The PayPal+ card is a great addition to their services also! Reviewed on: 14th April 2026
John A's avatar
John A

Have an ongoing transaction dispute taking an age to...

4
Have an ongoing transaction dispute taking an age to rectify! Reviewed on: 14th April 2026
Scott H's avatar
Scott H

helpful at difficult times

5
So helpful at difficult times thank you Reviewed on: 14th April 2026
Lax's avatar
Lax

I am bought some if my Favourite goods and pay latte...

5
I am bought some if my Favourite goods and pay latter, its really owsome. Reviewed on: 14th April 2026
MUHAMMAD ARIFUR RAHMAN's avatar
MUHAMMAD ARIFUR RAHMAN

Self care

5
PayPal helps me when I need a bit of self care! Reviewed on: 14th April 2026
Manda's avatar
Manda

Review PayPal: PayPal Credit now

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