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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,457 reviews, last reviewed 16th Jun 2026
4122000% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great help for extra spending. Great help for extra spending. not crazy interest. Reviewed on: 16th June 2026
Directing 's avatar
Directing

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140457)

4 months free credit

5
Love the 4 months free option for a relatively low spend. Very helpful to spread costs and pay at my own convenience. Reviewed on: 14th April 2026
Rachael 's avatar
Rachael

"My experience with PayPal has been excellent.

5
"My experience with PayPal has been excellent. The service is very easy to use and convenient for making payments and transferring money securely. Everything is well organized, and transactions are fast and reliable. It saves a lot of time and effort, and I feel confident using it. I would definitely recommend PayPal to anyone looking for a trustworthy online payment service Reviewed on: 14th April 2026
Rayan Bagir's avatar
Rayan Bagir

Paypal is Pay Pal

5
Paypal has always been helpful to all things I need to, on orders, pay in three, paypal credit, refunds, pay securely and most of all customer service is excellent. Reviewed on: 14th April 2026
Milan Maverick's avatar
Milan Maverick

Positive

4
Mostly good, sometimes they aren't clear about some thing Reviewed on: 14th April 2026
Dale J's avatar
Dale J

Fantastic customer service always willing to help wh...

5
Fantastic customer service always willing to help when they can. Reviewed on: 14th April 2026
Scott w's avatar
Scott w

Paypal have got me through tight times, I have recom...

5
Paypal have got me through tight times, I have recommended to all my family & friends. Reviewed on: 14th April 2026
Lesley M's avatar
Lesley M

Pay in 3 always comes in handy to spread out make yo...

5
Pay in 3 always comes in handy to spread out make your payments more manageable. Reviewed on: 14th April 2026
Christopher B's avatar
Christopher B

Very helpful customer service dealt with issues stra...

5
Very helpful customer service dealt with issues straight away, easy to use app and easy access to speak spending Reviewed on: 14th April 2026
Fiona r's avatar
Fiona r

Really efficient and convenient to use , easy to nav...

5
Really efficient and convenient to use , easy to navigate app Reviewed on: 14th April 2026
Allen Moate's avatar
Allen Moate

Very good in every department.

5
Very good in every department. Rates of interest are competitive Reviewed on: 14th April 2026
Flip's avatar
Flip

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