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PayPal: PayPal Credit reviews

4.73
Based on 140,510 reviews, last reviewed 16th Jun 2026
4124400% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always best. Always best.Easy & professional service. Reviewed on: 16th June 2026
Darek L's avatar
Darek L

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140510)

PayPal review

5
Good experience and nice app interface Reviewed on: 14th April 2026

Fantastic, I got a parcel and the while item was mis...

5
Fantastic, I got a parcel and the while item was missing I contacted PayPal straight away and got a refund Reviewed on: 14th April 2026

Perfect!

5
I had a good 4 months 0% credit, which i pay off before the time and avail this wonderful offer. Will always use this and recommend to friends. Reviewed on: 14th April 2026

Useful and flexible

4
Good flexibility with payments. Would prefer if was updated more regularly Reviewed on: 14th April 2026

Easy to use and efficient.

5
Easy to use and efficient. Great to buy things with confidence and assurance of anything goes wrong. Reviewed on: 14th April 2026

Great rates and support via customer services

5
Great rates and support via customer services Reviewed on: 14th April 2026

Never had any trouble with paypal

5
Never had any trouble with paypal Reviewed on: 14th April 2026

PayPal provides very good service; it is secure and...

5
PayPal provides very good service; it is secure and trustworthy. Reviewed on: 14th April 2026

PayPal is a great way to purchase items in a safe an...

5
PayPal is a great way to purchase items in a safe and secure. I use it often. When purchasing large items I always use PayPal as if there's any faults with the item, and the sellers ignore emails PayPal resolve these situations quickly and effectively, being impartial to both parties, refunding money if the seller is found to be at fault even if the seller refuses. Reviewed on: 14th April 2026

Fantastic, feels secure to use

5
Fantastic, feels secure to use. Excellent protection and customer service Reviewed on: 14th April 2026

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