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PayPal: PayPal Credit reviews

4.90
Based on 102,359 reviews, last reviewed 9th May 2026
2377700% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Could not afford to buy an expensive item at one go. Could not afford to buy an expensive item at one go. Paypal credit makes it possible. Cant complain about the 4 months zero interest. Best idea ever. ... Read more Reviewed on: 9th May 2026
Jefferson K's avatar
Jefferson K

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102359)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Brilliant payment options, any resolution dealt with...

5
Brilliant payment options, any resolution dealt with quickly. Reviewed on: 5th May 2026

I have used PayPal credit multiple times.

5
I have used PayPal credit multiple times. I love how they remind you when your promotions are coming to an end which is brilliant for a busy mum! PayPal credit really helps me so much with big purchases. Reviewed on: 5th May 2026

Safe and convenient

5
Very handy pay in 3, quick and safe method of payment and being able to track everything on my app Reviewed on: 5th May 2026

Useful but bad customer service and I have been usin...

4
Useful but bad customer service and I have been using PayPal for 10 yrs Reviewed on: 5th May 2026

Great flexibility

5
Easy to use. Great flexibility . Reliable app which is easy to keep check on balances Reviewed on: 5th May 2026

Very helpful, specially when you have kids.

5
Very helpful, specially when you have kids. Is much easier using PayPal Reviewed on: 5th May 2026

I have used paypal for years, this is a service i tr...

5
I have used paypal for years, this is a service i trust for most of my online purchases, always someone helpful at the other end if i have any problems. Will definately reccomend. To others and have done in the past, Paypal is the most trusted service i have ever used. Reviewed on: 5th May 2026

Solid Credit Option

4
I only use it as a credit facility and have yet to need to use its customer services, hence the neutral marks as I've never had issues. As a credit facility it's excellent however. Reviewed on: 5th May 2026

Paypal is very convenient when buying from diiferent...

5
Paypal is very convenient when buying from diiferent online vendors as the option to use it by simply selecting the radio button in the payment section, which often means you don't have to fill in the address details. Thank you Paypal Reviewed on: 5th May 2026

Very good and reliable service from all over

5
Very good and reliable service from all over Reviewed on: 5th May 2026