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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,457 reviews, last reviewed 16th Jun 2026
4122000% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great help for extra spending. Great help for extra spending. not crazy interest. Reviewed on: 16th June 2026
Directing 's avatar
Directing

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140457)

I have very good experiences with paypal.

5
I have very good experiences with paypal. Reviewed on: 14th April 2026
Lok b's avatar
Lok b

Used PayPal for years. Love it !

5
Used PayPal for years. Very easy to use. Interest over 4 months is great. I tend to use the pay over 4 months for our annual family holiday. App is very user friendly Reviewed on: 14th April 2026
Tony C's avatar
Tony C

Excellent services

5
It’s easy to make payments. The phone services are excellent. It also offers good installment payment options. Reviewed on: 14th April 2026
Solmaz's avatar
Solmaz

Efficient

4
Efficient and easy to contact via email. Reviewed on: 14th April 2026
Julian's avatar
Julian

Love that I have many options on how to pay, especia...

5
Love that I have many options on how to pay, especially that I have the option to make purchases with 0% interest for 4 months! Has helped me so much! I appreciate that I can add any bank card on my paypal account and make easy payments yo friends and family. Reviewed on: 14th April 2026
Saman I's avatar
Saman I

incredibly flexible and easy to maintain

5
Their finance is incredibly flexible and easy to manage to prevent the debt becoming overwhelming. Reviewed on: 14th April 2026
Thomas E's avatar
Thomas E

It was ok experience yo start with

5
It was ok experience yo start with Reviewed on: 14th April 2026
Ivana K's avatar
Ivana K

PayPal never let me down...

5
I'm using PayPal since 2011 and never let me down Reviewed on: 14th April 2026
Pawel Broniewski's avatar
Pawel Broniewski

It’s great to have the pay in 4 months credit on the...

5
It’s great to have the pay in 4 months credit on the account. Also like the pay in 3 options and with releasing the credit card to use on retailers that don’t offer PayPal was great work Reviewed on: 14th April 2026
Kyle L's avatar
Kyle L

Great to have PayPal

5
Always been good as been with PayPal for years and I enjoyed every second. 5 ***** Reviewed on: 14th April 2026
John Paul Leahy's avatar
John Paul Leahy

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