Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140510 reviews)

View other PayPal products

4.73

Based on 140,510 reviews, last reviewed 16th Jun 2026

4124400% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always best. Always best.Easy & professional service. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (140510)

Have had no issues, great offers and easy to use...

Have had no issues, great offers and easy to use Reviewed on: 14th April 2026

No money

I like it because it fits in with my life because I can buy things I need and pay later Reviewed on: 14th April 2026

Easy to use.

Easy to use. Feel safe when make payments online. Reviewed on: 14th April 2026

Easy to access

Easy to access-Paypal Credit is a great way to monitor my spending and it's very secure . Reviewed on: 14th April 2026

Great app and great instalment options

The app is so easy to use and the pay in three installments interest free option is great Reviewed on: 14th April 2026

Long time user.

Been using PayPal for years, always been excellent. Reviewed on: 14th April 2026

Excellent Paypal

Good and easy to use i’ve never had any problems Reviewed on: 14th April 2026

Starting using PayPal credit this year and is been s...

Starting using PayPal credit this year and is been super easy to manage and use through the app as well using a physical card Reviewed on: 14th April 2026

Very reliable and good in communicating with customer.

Very reliable and good in communicating with customer. Reviewed on: 14th April 2026

PayPal makes life so easy!

PayPal makes life so easy! Been using it for years, very trusted and great customer service. Reviewed on: 14th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 71588 reviews
Payments
from PayPal 4.72 from 3750 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub