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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142839 reviews)

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4.73

Based on 142,839 reviews, last reviewed 19th Jun 2026

4230550% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy and secured, i can buy with confidence that my... Easy and secured, i can buy with confidence that my financial data is not leaked. Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142839)

PayPal is so straightforward, super options.

PayPal is so straightforward, super options. I particularly love the pay in 4 0% option. Always easy to check your items out. Easy to understand App too. Just great all round. Reviewed on: 15th April 2026

Very easy in terms of using.

Very easy in terms of using. Accepted in many various places. Reviewed on: 15th April 2026

I had a great experience aredit was approved...

I had a great experience as credit was approved at a very difficult time for me and I was also able to pay this off in my own time no pressure. Reviewed on: 15th April 2026

Excellent , is really helpful .

Excellent , is really helpful . I really enjoy using Reviewed on: 15th April 2026

The credit card application process is straightforward.

The credit card application process is straightforward. Reviewed on: 15th April 2026

It overall excellent as I was able to use outside UK...

It overall excellent as I was able to use outside UK on my Apple Pay Reviewed on: 15th April 2026

Very good deals for long term payments, often 0% fee...

Very good deals for long term payments, often 0% fee for the first few months which helps saving money Reviewed on: 15th April 2026

Staff are brilliant with queries and always so posit...

Staff are brilliant with queries and always so positive Reviewed on: 15th April 2026

Makes me feel safe,

Makes me feel safe, when buying online ,never had any problems Reviewed on: 15th April 2026

It was quick and easy to set up and even...

It was quick and easy to set up and even easier to use Reviewed on: 15th April 2026

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