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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75743 reviews)

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4.90

Based on 75,743 reviews, last reviewed 18th Apr 2026

2299100% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ease of use and able to use more now because of phys... Ease of use and able to use more now because of physical card Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75743)

So much easier to use

Much faster checkout on-line than using traditional credit card Reviewed on: 13th June 2022

Great service

Great service by PayPal. Makes shopping safe and helps to spread the cost on more expensive items. Reviewed on: 13th June 2022

Paypal credit

I always avail if PayPal credit, it conveniently allows my to spread my £100+ purchases interest free over 4 months... LOVE IT! Reviewed on: 13th June 2022

Great

Perfect service and amazing offers Reviewed on: 13th June 2022

Great offers

Great offer of 0% and very easy and quick to use. Reviewed on: 13th June 2022

Easy to use and control.

Helped me pay for a lot of things! Reviewed on: 13th June 2022

Easy

PayPal credit is easy to understand, easy to access and easy to pay back when you take advantage of any number of offers they provide. Reviewed on: 13th June 2022

Convenience in the tap of a button

PayPal credit is a superbly easy and extremely convenient way to spread the cost of planned or unexpected purchases and free for up to four months. Reviewed on: 13th June 2022

Immaculate & amazing service

Have used PayPal service can’t even count on finger tips several times & PayPal had never let me down. I as a customer can always rely on PayPal for future borrowings Reviewed on: 13th June 2022

Amazing Credit Provider

PayPal credit is good. It helps to fulfil one’s ambition in life. Great Service and put joy in one’s heart. Reviewed on: 13th June 2022

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