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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144751)

Easy and Affordable

5
A brilliant service provided me with much needed cash. Wpould highly recommend. Easy to use and affordable. Reviewed on: 16th April 2026

I appreciate PayPal’s security and the convenient cr...

5
I appreciate PayPal’s security and the convenient credit options. It’s also great that I can store all my cards in one place and shop across various websites. The interest-free deals are fantastic and the four-month 0% interest on credit purchases is a bonus. Reviewed on: 16th April 2026

So easy world class service

5
So easy to use no stressing probs Reviewed on: 16th April 2026

Instead free good money.

5
Instead free good money.highly recommended Reviewed on: 16th April 2026

Paypal are so handy to have and is so easy to use.

5
Paypal are so handy to have and is so easy to use. Reviewed on: 16th April 2026

PayPal services and experience since I joined have b...

5
PayPal services and experience since I joined have been excellent.. customer satisfaction is great and the App is user-friendly friendly. Reviewed on: 16th April 2026

Trusting in PayPal

5
I trust PayPal as extra security when buying products and help if there’s a problem and have been using PayPal for years. I’m considering getting the PayPal credit card Reviewed on: 16th April 2026

Best company , really easy to use

5
Best company , really easy to use Reviewed on: 16th April 2026

Yh alright

5
Sound seems alright. Not a bad experience Reviewed on: 16th April 2026

Security

5
I feel secure to send money via PayPal it is fast and easy And give me confidence when online shopping Reviewed on: 16th April 2026

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