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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732455347891410217 (144750 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144750)

I use PayPal credit in order to boost my credit score.

I use PayPal credit in order to boost my credit score. It's easy and simple to use, as long as you pay your balance on time you don't pay any Apr. It's very handy to have the option of a digital or physical card too. Reviewed on: 16th April 2026

Always really helpful.

Always really helpful. Staff are really friendly. Really great app and service. Reviewed on: 16th April 2026

Great business.and love having it

Love what they offer.snd love having such s great service. Reviewed on: 16th April 2026

PayPal has been a reliable and convenient platform f...

PayPal has been a reliable and convenient platform for managing online payments. The interface is user-friendly, making it easy to send and receive money in just a few clicks. I especially appreciate the added layer of security, which gives peace of mind when making transactions. It’s widely accepted across many websites, and the quick transfer options are a big plus. Overall, PayPal is a trustworthy and efficient service for everyday financial needs. Reviewed on: 16th April 2026

Financial Sanity Companion

Ease of use. Flexible support. Customer centric services. Reviewed on: 16th April 2026

Excellent

Just excellent have never had any problems using PayPal so convenient and easy to use Reviewed on: 16th April 2026

The only way to pay, Paypal safe and secure.

Have been a paypal user for years, its easy to use and has lots of benefits. Reviewed on: 16th April 2026

A lot of 0% offers leading to a more affordable...

A lot of 0% offers leading to a more affordable package Reviewed on: 16th April 2026

Excellent service and the constant 0% finance option

Excellent service and the constant 0% finance option is good to have Reviewed on: 16th April 2026

Easy and Affordable

A brilliant service provided me with much needed cash. Wpould highly recommend. Easy to use and affordable. Reviewed on: 16th April 2026

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