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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732490580493038482 (144781 reviews)

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4.73

Based on 144,750 reviews, last reviewed 23rd Jun 2026

4317200% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144781)

Life Made Is So Easy with PayPal Credit

PayPal has made payments significantly more convenient for me, particularly with its four-month interest-free credit option. This feature is both impressive and highly practical. It allows me to shop with greater flexibility and peace of mind, without the immediate pressure of interest charges that typically apply after a short period when using a standard credit card. By extending this interest-free window, PayPal has effectively removed a common financial concern, making everyday transactions smoother and more manageable. Reviewed on: 16th April 2026

Easy accessing your account on top of that they got...

Easy accessing your account on top of that they got a cracking rate for using your account worldwide. Reviewed on: 16th April 2026

Love the pay in 4

Love the pay in 4 - allows to split payments Reviewed on: 16th April 2026

It's good to use and very handy when needed most.

It's good to use and very handy when needed most. Reviewed on: 16th April 2026

Excellent service very friendly customer services an...

Excellent service very friendly customer services and the app is really easy to use. I like that I can see my account really clearly and it is easy to understand Reviewed on: 16th April 2026

PayPal, best way to pay online

I have had to query a couple of payments. Customer advisers have always been helpful and polite. I know that I have protection for payments I make. Reviewed on: 16th April 2026

Great and convenient lending opportunities

Great and convenient lending opportunities Reviewed on: 16th April 2026

Great service, great option

Been really useful for making purchases i could only afford via credit, and the minimum payment is good value for money too Reviewed on: 16th April 2026

All is good

I happy from the service . All is good Reviewed on: 16th April 2026

Excellent & Reliable

I have used PayPal for years, ax additional security for my purchases. Having PayPal Credit and PayIn3 are both great options for me. Rates are always competitive and I like using a service I am comfortable and confident with. Can’t fault whatsoever! Reviewed on: 16th April 2026

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