Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144784)

Great service, great option

5
Been really useful for making purchases i could only afford via credit, and the minimum payment is good value for money too Reviewed on: 16th April 2026

All is good

5
I happy from the service . All is good Reviewed on: 16th April 2026

Excellent & Reliable

5
I have used PayPal for years, ax additional security for my purchases. Having PayPal Credit and PayIn3 are both great options for me. Rates are always competitive and I like using a service I am comfortable and confident with. Can’t fault whatsoever! Reviewed on: 16th April 2026

Feeling magnificent confidence with PayPal.

5
I consider myself lucky enough that I have been able to make the most of my purchases by using my PayPal account and making so much positive memories in my family life. Reviewed on: 16th April 2026

Excellent service.

5
Excellent service. Customers protection Reviewed on: 16th April 2026

Excellent

5
Good experience, excellent customer service Reviewed on: 16th April 2026

This service has helped me out when I had to...

5
This service has helped me out when I had to move house Reviewed on: 16th April 2026

Great payment options such as credit and pay in three.

4
Great payment options such as credit and pay in three. Credit option also has great benefits like interest free for 4 months when over £100. Reviewed on: 16th April 2026

I’ve been using PayPal: Paypal Credit for years and...

5
I’ve been using PayPal: Paypal Credit for years and it’s a real life saver. I love being able to purchase what I need without worrying about having to spend money that is needed for bills. It’s very easy to use too. Reviewed on: 16th April 2026

Great application.

5
Great application. It helps me to pay my daily expenses. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 75514 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products